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Florida Laws/Statutes that are Pertinent to Life Insurance & Finance (Table of Contents)


Chapter 112: Public Records
Chapter 112 Part 1: Conditions of Employment; Retirement; Travel Expenses
PassageTitle
Entire PartChapter 112 Part 1 (Conditions of Employment; Retirement; Travel Expenses)
§112.011 FSDisqualification from Licensing and Public Employment Based on Criminal Conviction
§112.0111 FSRestrictions on the Employment of Ex-Offenders; Legislative Intent; State Agency Reporting Requirements
§112.021 FSFlorida Residence Unnecessary
§112.042 FSDiscrimination in County and Municipal Employment; Relief
§112.043 FSAge Discrimination
§112.044 FSPublic Employers, Employment Agencies, Labor Organizations; Discrimination Based on Age Prohibited; Exceptions; Remedy
§112.0455 FSDrug-Free Workplace Act
§112.046 FSPolitical Party Committee Membership Allowed
§112.048 FSVoluntary Retirement with Half Pay Authorized for Elective Officers of Cities or Towns; Appropriation
§112.05 FSRetirement; Cost-Of-Living Adjustment; Employment After Retirement
§112.0501 FSRatification of Certain Dual Retirements
§112.0515 FSRetirement or Pension Rights Unaffected by Consolidation or Merger of Governmental Agencies
§112.061 FSPer Diem and Travel Expenses of Public Officers, Employees, and Authorized Persons; Statewide Travel Management System
§112.062 FSCabinet Members; Educational and Informational Travel Expenses
§112.063 FSReimbursement of County Employees for Educational Expenses
§112.08 FSGroup Insurance for Public Officers, Employees, and Certain Volunteers; Physical Examinations
§112.0801 FSGroup Insurance; Participation by Retired Employees
§112.0804 FSHealth Insurance for Retirees Under the Florida Retirement System; Medicare Supplement and Fully Insured Coverage
§112.0805 FSEmployer Notice of Insurance Eligibility to Employees Who Retire
§112.081 FSCircuit Judges, Participation
§112.09 FSEvidence of Election to Provide Insurance
§112.1 FSDeduction and Payment of Premiums
§112.11 FSParticipation Voluntary
§112.13 FSInsurance Additional to Workers’ Compensation
§112.14 FSPurpose and Intent of Law
§112.151 FSGroup Hospitalization Insurance for County Officers and Employees
§112.153 FSLocal Governmental Group Insurance Plans; Refunds with Respect to Overcharges by Providers
§112.161 FSChange in Position or Reclassification; Continuance or Resumption of Membership in Retirement System
§112.171 FSEmployee Wage Deductions
§112.175 FSEmployee Wages; Withholding to Repay Educational Loan
§112.18 FSFirefighters and Law Enforcement or Correctional Officers; Special Provisions Relative to Disability
§112.181 FSFirefighters, Paramedics, Emergency Medical Technicians, Law Enforcement Officers, Correctional Officers; Special Provisions Relative to Certain Communicable Diseases
§112.1815 FSFirefighters, Paramedics, Emergency Medical Technicians, and Law Enforcement Officers; Special Provisions for Employment-Related Accidents and Injuries
§112.18155 FSCorrectional Officers; Special Provisions for Posttraumatic Stress Disorders
§112.1816 FSFirefighters; Cancer Diagnosis
§112.182 FS“Firefighter Rule” Abolished
§112.19 FSLaw Enforcement, Correctional, and Correctional Probation Officers; Death Benefits
§112.191 FSFirefighters; Death Benefits
§112.1911 FSEmergency Medical Technicians and Paramedics; Death Benefits
§112.1912 FSFirst Responders; Death Benefits for Educational Expenses
§112.1913 FSEffect of Ch. 2003-412
§112.1915 FSTeachers and School Administrators; Death Benefits
§112.1921 FSAdministrative Leave for Law Enforcement Officers
§112.193 FSLaw Enforcement, Correctional, and Correctional Probation Officers’ Commemorative Service Awards
§112.194 FSLaw Enforcement and Correctional Officers’ Medal of Valor
§112.195 FSFlorida Medal of Valor and Florida Blue/Red Heart Medal
§112.21 FSTax-Sheltered Annuities or Custodial Accounts for Employees of Governmental Agencies
§112.215 FSGovernment Employees; Deferred Compensation Program
§112.217 FSDepartment of Highway Safety and Motor Vehicles; Employees’ Benefit Fund
§112.218 FSDepartment of Highway Safety and Motor Vehicles Personnel Files; Fees for Copies
§112.219 FSSubstitution of Work Experience for Postsecondary Educational Requirements
§112.22 FSUse of Applications from Foreign Countries of Concern Prohibited
§112.23 FSGovernment-Directed Content Moderation of Social Media Platforms Prohibited
Chapter 112 Part 2: Interchange of Personnel Between Governments
PassageTitle
Entire PartChapter 112 Part 2 (Interchange of Personnel Between Governments)
§112.24 FSIntergovernmental Interchange of Public Employees
§112.25 FSDeclaration of Policy
§112.26 FSDefinitions
§112.27 FSAuthority to Interchange Employees
§112.28 FSStatus of Employees of This State
§112.29 FSTravel Expenses of Employees of This State
§112.3 FSStatus of Employees of Other Governments
§112.31 FSTravel Expenses of Employees of Other Governments
Chapter 112 Part 3: Code of Ethics for Public Officers and Employees
PassageTitle
Entire PartChapter 112 Part 3 (Code of Ethics for Public Officers and Employees)
§112.311 FSLegislative Intent and Declaration of Policy
§112.312 FSDefinitions
§112.3121 FSDefinitions
§112.3122 FSEnforcement and Penalties for Constitutional Prohibition Against Lobbying by a Public Officer
§112.3123 FSDefinitions
§112.3124 FSEnforcement and Penalties for Constitutional Prohibition Against Lobbying by a Former Justice or Judge
§112.3125 FSDual Public Employment
§112.313 FSStandards of Conduct for Public Officers, Employees of Agencies, and Local Government Attorneys
§112.3131 FSStolen Valor
§112.3135 FSRestriction on Employment of Relatives
§112.3136 FSStandards of Conduct for Officers and Employees of Entities Serving as Chief Administrative Officer of Political Subdivisions
§112.3142 FSEthics Training for Specified Constitutional Officers, Elected Municipal Officers, Commissioners of Community Redevelopment Agencies, and Elected Local Officers of Independent Special Districts
§112.3143 FSVoting Conflicts
§112.3144 FSFull and Public Disclosure of Financial Interests
§112.31445 FSElectronic Filing System; Full and Public Disclosure of Financial Interests
§112.31446 FSElectronic Filing System for Financial Disclosure
§112.3145 FSDisclosure of Financial Interests and Clients Represented Before Agencies
§112.31455 FSCollection Methods for Unpaid Automatic Fines for Failure to Timely File Disclosure of Financial Interests
§112.3146 FSPublic Records
§112.3147 FSForms
§112.3148 FSReporting and Prohibited Receipt of Gifts by Individuals Filing Full or Limited Public Disclosure of Financial Interests and by Procurement Employees
§112.31485 FSProhibition on Gifts Involving Political Committees
§112.3149 FSSolicitation and Disclosure of Honoraria
§112.3151 FSExtensions of Time for Filing Disclosure
§112.316 FSConstruction
§112.317 FSPenalties
§112.3173 FSFelonies Involving Breach of Public Trust and Other Specified Offenses by Public Officers and Employees; Forfeiture of Retirement Benefits
§112.3175 FSRemedies; Contracts Voidable
§112.3185 FSAdditional Standards for State Agency Employees
§112.3187 FSAdverse Action Against Employee for Disclosing Information of Specified Nature Prohibited; Employee Remedy and Relief
§112.3188 FSConfidentiality of Information Given to the Chief Inspector General, Internal Auditors, Inspectors General, Local Chief Executive Officers, or Other Appropriate Local Officials
§112.3189 FSInvestigative Procedures upon Receipt of Whistle-Blower Information from Certain State Employees
§112.31895 FSInvestigative Procedures in Response to Prohibited Personnel Actions
§112.31901 FSInvestigatory Records
§112.3191 FSShort Title
§112.32 FSCommission on Ethics; Purpose
§112.321 FSMembership, Terms; Travel Expenses; Staff
§112.3213 FSLegislative Intent and Purpose
§112.3215 FSLobbying Before the Executive Branch or the Constitution Revision Commission; Registration and Reporting; Investigation by Commission
§112.32151 FSRequirements for Reinstitution of Lobbyist Registration After Felony Conviction
§112.32155 FSElectronic Filing of Compensation Reports and Other Information
§112.3217 FSContingency Fees; Prohibitions; Penalties
§112.322 FSDuties and Powers of Commission
§112.3231 FSTime Limitations
§112.3232 FSCompelled Testimony
§112.324 FSProcedures on Complaints of Violations and Referrals; Public Records and Meeting Exemptions
§112.3241 FSJudicial Review
§112.3251 FSCitizen Support and Direct-Support Organizations; Standards of Conduct
§112.326 FSAdditional Requirements by Political Subdivisions and Agencies Not Prohibited; Certain Procedures Preempted
§112.3261 FSLobbying Before Water Management Districts; Registration and Reporting
Chapter 112 Part 4: Supplemental Retirement Act for Retired Members of State Retirement Systems
PassageTitle
Entire PartChapter 112 Part 4 (Supplemental Retirement Act for Retired Members of State Retirement Systems)
§112.351 FSShort Title
§112.352 FSDefinitions
§112.353 FSPurpose of Act
§112.354 FSEligibility for Supplement
§112.355 FSSupplement Amount
§112.356 FSPayment of Supplement
§112.357 FSAppropriation
§112.359 FSBenefits Exempt from Taxes and Execution
§112.36 FSAmendments
§112.361 FSAdditional and Updated Supplemental Retirement Benefits
§112.362 FSRecomputation of Retirement Benefits
§112.363 FSRetiree Health Insurance Subsidy
Chapter 112 Part 5: Suspension, Removal, or Retirement of Public Officers
PassageTitle
Entire PartChapter 112 Part 5 (Suspension, Removal, or Retirement of Public Officers)
§112.4 FSDisposition of Order of Suspension
§112.41 FSContents of Order of Suspension; Senate Select Committee; Special Magistrate
§112.42 FSPeriod During Which Grounds May Have Occurred
§112.43 FSProsecution of Suspension Before Senate
§112.44 FSFailure to Prove Charges; Payment of Attorney’s Fees or Salary
§112.45 FSSenate’s Report; Results of Prosecution
§112.46 FSPeriod During Which Suspension Will Lie
§112.47 FSHearing Before Senate Select Committee; Notice
§112.48 FSSuspension when Senate Not in Session
§112.49 FSPersons Exercising Powers and Duties of County Officers Subject to Suspension by Governor
§112.5 FSGovernor to Retain Power to Suspend Public Officers
§112.501 FSMunicipal Board Members; Suspension; Removal
§112.51 FSMunicipal Officers; Suspension; Removal from Office
§112.511 FSMembers of Special District Governing Bodies; Suspension; Removal from Office
§112.52 FSRemoval of a Public Official when a Method Is Not Otherwise Provided
Chapter 112 Part 6: Law Enforcement and Correctional Officers
PassageTitle
Entire PartChapter 112 Part 6 (Law Enforcement and Correctional Officers)
§112.531 FSDefinitions
§112.532 FSLaw Enforcement Officers’ and Correctional Officers’ Rights
§112.533 FSReceipt and Processing of Complaints
§112.534 FSFailure to Comply; Official Misconduct
§112.535 FSConstruction
§112.536 FSRequirements for Maintaining a Brady Identification System
Chapter 112 Part 7: Actuarial Soundness of Retirement Systems
PassageTitle
Entire PartChapter 112 Part 7 (Actuarial Soundness of Retirement Systems)
§112.6 FSShort Title
§112.61 FSLegislative Intent
§112.62 FSApplication
§112.625 FSDefinitions
§112.63 FSActuarial Reports and Statements of Actuarial Impact; Review
§112.64 FSAdministration of Funds; Amortization of Unfunded Liability
§112.65 FSLimitation of Benefits
§112.656 FSFiduciary Duties; Certain Officials Included as Fiduciaries
§112.658 FSOffice of Program Policy Analysis and Government Accountability to Determine Compliance of the Florida Retirement System
§112.66 FSGeneral Provisions
§112.661 FSInvestment Policies
§112.662 FSInvestments; Exercising Shareholder Rights
§112.664 FSReporting Standards for Defined Benefit Retirement Plans or Systems
§112.665 FSDuties of Department of Management Services
§112.67 FSSpecial Acts Prohibited
Chapter 112 Part 8: Firefighters
PassageTitle
Entire PartChapter 112 Part 8 (Firefighters)
§112.8 FSShort Title
§112.81 FSDefinitions
§112.82 FSRights of Firefighters
§112.83 FSRights of Firefighters with Respect to Civil Suits
§112.84 FSRights of Firefighters Nonexclusive

Chapter 119: Public Records
Chapter 119: Public Records
PassageTitle
Entire ChapterChapter 119 (Public Records)
§119.01 FSGeneral State Policy on Public Records
§119.011 FSDefinitions
§119.021 FSCustodial Requirements; Maintenance, Preservation, and Retention of Public Records
§119.035 FSOfficers-Elect
§119.07 FSInspection and Copying of Records; Photographing Public Records; Fees; Exemptions
§119.0701 FSContracts; Public Records; Request for Contractor Records; Civil Action
§119.071 FSGeneral Exemptions from Inspection or Copying of Public Records
§119.0711 FSExecutive Branch Agency Exemptions from Inspection or Copying of Public Records
§119.0712 FSExecutive Branch Agency-Specific Exemptions from Inspection or Copying of Public Records
§119.0713 FSLocal Government Agency Exemptions from Inspection or Copying of Public Records
§119.0714 FSCourt Files; Court Records; Official Records
§119.0715 FSTrade Secrets Held by an Agency
§119.0725 FSAgency Cybersecurity Information; Public Records Exemption; Public Meetings Exemption
§119.084 FSCopyright of Data Processing Software Created by Governmental Agencies; Sale Price and Licensing Fee
§119.092 FSRegistration by Federal Employer’S Registration Number
§119.10 FSViolation of Chapter; Penalties
§119.105 FSProtection of Victims of Crimes or Accidents
§119.11 FSAccelerated Hearing; Immediate Compliance
§119.12 FSAttorney Fees
§119.15 FSLegislative Review of Exemptions from Public Meeting and Public Records Requirements

Chapter 120: Administrative Procedure Act
Chapter 120: Administrative Procedure Act
PassageTitle
Entire ChapterChapter 120 (Administrative Procedure Act)
§120.50 FSException to Application of Chapter
§120.51 FSShort Title
§120.515 FSDeclaration of Policy
§120.52 FSDefinitions
§120.525 FSMeetings, Hearings, and Workshops
§120.53 FSMaintenance of Agency Final Orders
§120.533 FSCoordination of the Transmittal, Indexing, and Listing of Agency Final Orders by Department of State
§120.536 FSRulemaking Authority; Repeal; Challenge
§120.54 FSRulemaking
§120.541 FSStatement of Estimated Regulatory Costs
§120.542 FSVariances and Waivers
§120.5435 FSAgency Review of Rules
§120.545 FSCommittee Review of Agency Rules
§120.55 FSPublication
§120.555 FSSummary Removal of Published Rules No Longer in Force and Effect
§120.56 FSChallenges to Rules
§120.565 FSDeclaratory Statement by Agencies
§120.569 FSDecisions Which Affect Substantial Interests
§120.57 FSAdditional Procedures for Particular Cases
§120.573 FSMediation of Disputes
§120.574 FSSummary Hearing
§120.595 FSAttorney’s Fees
§120.60 FSLicensing
§120.62 FSAgency Investigations
§120.63 FSExemption from Act
§120.65 FSAdministrative Law Judges
§120.651 FSDesignation of Two Administrative Law Judges to Preside Over Actions Involving Department or Boards
§120.655 FSWithholding Funds to Pay for Administrative Law Judge Services to School Boards
§120.66 FSEx Parte Communications
§120.665 FSDisqualification of Agency Personnel
§120.68 FSJudicial Review
§120.69 FSEnforcement of Agency Action
§120.695 FSNotice of Noncompliance; Designation of Minor Violation of Rules
§120.72 FSLegislative Intent; References to Chapter 120 or Portions Thereof
§120.73 FSCircuit Court Proceedings; Declaratory Judgments
§120.74 FSAgency Annual Rulemaking and Regulatory Plans; Reports
§120.80 FSExceptions and Special Requirements; Agencies
§120.81 FSExceptions and Special Requirements; General Areas
§120.82 FSKeep Our Graduates Working Act

Chapter 284: State Risk Management and Safety Programs
Chapter 284 Part I: State Property Claims
PassageTitle
Entire ChapterChapter 284 Part I (State Property Claims)
§284.01 FSState Risk Management Trust Fund; Coverages to be Provided
§284.02 FSPayment of Premiums by Each Agency; Handling of Funds; Payment of Losses and Expenses
§284.03 FSDeficits in Fund Supplied from General Revenue Fund; Repayment
§284.04 FSNotice and Information Required by Department of Financial Services of All Newly Erected or Acquired State Property Subject to Insurance
§284.05 FSInspection of Insured State Property
§284.06 FSAnnual Report to Governor
§284.08 FSReinsurance on Excess Coverage and Approval by Department of Management Services
§284.14 FSState Risk Management Trust Fund; Leasehold Interest
§284.17 FSRules
Chapter 284 Part II: State Casualty Claims
PassageTitle
Entire ChapterChapter 284 Part II (State Casualty Claims)
§284.30 FSState Risk Management Trust Fund; Coverages to be Provided
§284.31 FSScope and Types of Coverages; Separate Accounts
§284.311 FSProperty Damage Coverage for State-Owned Vehicles
§284.32 FSDepartment of Financial Services to Implement and Consolidate
§284.33 FSPurchase of Insurance, Reinsurance, and Services
§284.34 FSProfessional Medical Liability of the University Boards of Trustees and Nuclear Energy Liability Excluded
§284.35 FSAdministrative Personnel; Expenses to be Paid from Fund
§284.36 FSAppropriation Deposits; Premium Payment
§284.37 FSPremium and Investment Accruals Used for Fund Purposes
§284.38 FSWaiver of Sovereign Immunity; Effect
§284.385 FSReporting and Handling of Claims
§284.39 FSAdoption of Rules
§284.40 FSDivision of Risk Management; Disclosure of Certain Workers’ Compensation-Related Information by the Department of Financial Services
§284.41 FSTransfer of Personnel and Funds to the Division of Risk Management
§284.42 FSReports on State Insurance Program
§284.44 FSSalary Indemnification Costs of State Agencies
§284.45 FSSexual Harassment Victims
Chapter 284 Part III: Safety Programs
PassageTitle
Entire ChapterChapter 284 Part III (Safety Programs)
§284.50 FSLoss Prevention Program; Safety Coordinators; Interagency Advisory Council on Loss Prevention; Employee Recognition Program; Return-To-Work Programs; Risk Management Programs.
§284.51 FSElectroencephalogram Combined Transcranial Magnetic Stimulation Treatment Pilot Program.

Chapter 286: Public Business: Miscellaneous Provisions
Chapter 286: Public Business: Miscellaneous Provisions
PassageTitle
Entire ChapterChapter 286 (Public Business: Miscellaneous Provisions)
§286.001 FSReports Statutorily Required; Filing, Maintenance, Retrieval, and Provision of Copies
§286.0105 FSNotices of Meetings and Hearings Must Advise that a Record Is Required to Appeal
§286.011 FSPublic Meetings and Records; Public Inspection; Criminal and Civil Penalties
§286.0111 FSLegislative Review of Certain Exemptions from Requirements for Public Meetings and Recordkeeping by Governmental Entities
§286.0113 FSGeneral Exemptions from Public Meetings
§286.0114 FSPublic Meetings; Reasonable Opportunity to Be Heard; Attorney Fees
§286.01141 FSCriminal Justice Commissions; Public Meetings Exemption
§286.0115 FSAccess to Local Public Officials; Quasi-Judicial Proceedings on Local Government Land Use Matters
§286.012 FSVoting Requirement at Meetings of Governmental Bodies
§286.021 FSDepartment of State to Hold Title to Patents, Trademarks, Copyrights, Etc
§286.031 FSAuthority of Department of State in Connection with Patents, Trademarks, Copyrights, Etc
§286.035 FSConstitution Revision Commission; Powers of Chair; Assistance by State and Local Agencies
§286.036 FSTaxation and Budget Reform Commission; Powers
§286.041 FSProhibited Requirements of Bidders on Contracts for Public Works Relative to Income Tax Returns
§286.043 FSLimitation on Use of Funds for Discriminatory Contract or Bid Specifications Relating to Car Rental Concessions at Airports
§286.101 FSForeign Gifts and Contracts
§286.23 FSReal Property Conveyed to Public Agency; Disclosure of Beneficial Interests; Notice; Exemptions
§286.25 FSPublication or Statement of State Sponsorship
§286.26 FSAccessibility of Public Meetings to the Physically Handicapped
§286.27 FSUse of State Funds for Greeting Cards Prohibited
§286.29 FSEnergy Guidelines for Public Business
§286.31 FSProhibited Use of State Funds; Travel to Another State for Purpose of Abortion Services
§286.311 FSProhibited Use of State Funds; Sex-Reassignment Prescriptions or Procedures

Chapter 440: Workers Compensation
Chapter 440: Workers Compensation
PassageTitle
Entire ChapterChapter 440 (Workers Compensation)
§440.01 FSShort Title
§440.015 FSLegislative Intent
§440.02 FSDefinitions
§440.021 FSExemption of Workers’ Compensation from Chapter 120
§440.03 FSApplication
§440.04 FSWaiver of Exemption
§440.05 FSElection of Exemption; Revocation of Election; Notice; Certification
§440.055 FSNotice Requirements
§440.06 FSFailure to Secure Compensation; Effect
§440.075 FSWhen Corporate Officer Rejects Chapter; Effect
§440.077 FSWhen a Corporate Officer Rejects Chapter, Effect
§440.09 FSCoverage
§440.091 FSLaw Enforcement Officer, Firefighter, Emergency Medical Technician, or Paramedic; when Acting Within the Course of Employment
§440.092 FSSpecial Requirements for Compensability; Deviation from Employment; Subsequent Intervening Accidents
§440.093 FSMental and Nervous Injuries
§440.094 FSExtraterritorial Reciprocity
§440.10 FSLiability for Compensation
§440.101 FSLegislative Intent; Drug-Free Workplaces
§440.102 FSDrug-Free Workplace Program Requirements
§440.1025 FSEmployer Workplace Safety Program in Ratesetting; Program Requirements; Rulemaking
§440.103 FSBuilding Permits; Identification of Minimum Premium Policy
§440.104 FSCompetitive Bidder; Civil Actions
§440.105 FSProhibited Activities; Reports; Penalties; Limitations
§440.1051 FSFraud Reports; Civil Immunity; Criminal Penalties
§440.106 FSCivil Remedies; Administrative Penalties
§440.107 FSDepartment Powers to Enforce Employer Compliance with Coverage Requirements
§440.108 FSInvestigatory Records Relating to Workers’ Compensation Employer Compliance; Confidentiality
§440.11 FSExclusiveness of Liability
§440.12 FSTime for Commencement and Limits on Weekly Rate of Compensation
§440.125 FSMedical Records and Reports; Identifying Information in Employee Medical Bills; Confidentiality
§440.13 FSMedical Services and Supplies; Penalty for Violations; Limitations
§440.132 FSInvestigatory Records Relating to Workers’ Compensation Managed Care Arrangements; Confidentiality
§440.134 FSWorkers’ Compensation Managed Care Arrangement
§440.14 FSDetermination of Pay
§440.15 FSCompensation for Disability
§440.151 FSOccupational Diseases
§440.16 FSCompensation for Death
§440.17 FSGuardian for Minor or Incompetent
§440.185 FSNotice of Injury or Death; Reports; Penalties for Violations
§440.1851 FSPersonal Identifying Information of an Injured or Deceased Employee; Public Records Exemption
§440.19 FSTime Bars to Filing Petitions for Benefits
§440.191 FSEmployee Assistance and Ombudsman Office
§440.192 FSProcedure for Resolving Benefit Disputes
§440.1926 FSAlternate Dispute Resolution; Claim Arbitration
§440.20 FSTime for Payment of Compensation and Medical Bills; Penalties for Late Payment
§440.205 FSCoercion of Employees
§440.207 FSWorkers’ Compensation System Guide
§440.21 FSInvalid Agreements
§440.211 FSAuthorization of Collective Bargaining Agreement
§440.22 FSAssignment and Exemption from Claims of Creditors
§440.23 FSCompensation a Lien Against Assets
§440.24 FSEnforcement of Compensation Orders; Penalties
§440.25 FSProcedures for Mediation and Hearings
§440.271 FSAppeal of Order of Judge of Compensation Claims
§440.2715 FSAccess to Courts Through State Video Teleconferencing Network
§440.28 FSModification of Orders
§440.29 FSProcedure Before the Judge of Compensation Claims
§440.30 FSDepositions
§440.31 FSWitness Fees
§440.32 FSCost in Proceedings Brought Without Reasonable Ground
§440.33 FSPowers of Judges of Compensation Claims
§440.34 FSAttorney’s Fees; Costs
§440.345 FSReporting of Attorney’s Fees
§440.35 FSRecord of Injury or Death
§440.38 FSSecurity for Compensation; Insurance Carriers and Self-Insurers
§440.381 FSApplication for Coverage; Reporting Payroll; Payroll Audit Procedures; Penalties
§440.385 FSFlorida Self-Insurers Guaranty Association, Incorporated
§440.3851 FSPublic Records and Public Meetings Exemptions
§440.386 FSIndividual Self-Insurers’ Insolvency; Conservation; Liquidation
§440.39 FSCompensation for Injuries when Third Persons Are Liable
§440.40 FSCompensation Notice
§440.41 FSSubstitution of Carrier for Employer
§440.42 FSInsurance Policies; Liability
§440.44 FSWorkers’ Compensation; Staff Organization
§440.442 FSCode of Judicial Conduct
§440.45 FSOffice of the Judges of Compensation Claims
§440.47 FSTravel Expenses
§440.49 FSLimitation of Liability for Subsequent Injury Through Special Disability Trust Fund
§440.491 FSReemployment of Injured Workers; Rehabilitation
§440.50 FSWorkers’ Compensation Administration Trust Fund
§440.51 FSExpenses of Administration
§440.515 FSReports from Self-Insurers; Confidentiality
§440.52 FSRegistration of Insurance Carriers; Notice of Cancellation or Expiration of Policy; Suspension or Revocation of Authority
§440.525 FSExamination and Investigation of Carriers and Claims-Handling Entities
§440.53 FSEffect of Unconstitutionality
§440.54 FSViolation of Child Labor Law
§440.55 FSProceedings Against State
§440.572 FSAuthorization for Individual Self-Insurer to Provide Coverage
§440.585 FSWorkers’ Compensation Group Self-Insurance Fund Application Disclosure
§440.591 FSAdministrative Procedure; Rulemaking Authority
§440.593 FSElectronic Reporting
§440.60 FSApplication of Laws

Chapter 624: Insurance Code: Administration and General Provisions

Chapter 624 Part I: Scope of Code
PassageTitle
Entire PartChapter 624 Part I (Scope of Code)
§624.01 FSShort Title
§624.02 FSInsurance Defined
§624.03 FSInsurer Defined
§624.031 FSSelf-Insurance Defined
§624.04 FSPerson Defined
§624.05 FSDepartment, "Commission," and "Office" Defined
§624.06 FSDomestic, "Foreign," "Alien" Insurer Defined
§624.07 FSDomicile Defined
§624.075 FSCommercially Domiciled Insurer Defined
§624.08 FSState Defined
§624.09 FSAuthorized, "Unauthorized" Insurer Defined
§624.10 FSOther Definitions
§624.105 FSWaiver of Customer Liability
§624.1055 FSRight of Contribution Among Liability Insurers for Defense Costs
§624.11 FSCompliance Required
§624.115 FSReferral of Criminal Violations
§624.12 FSApplication of Code as to Fraternal Benefit Societies
§624.123 FSCertain International Health Insurance Policies; Exemption from Code
§624.124 FSMotor Vehicle Services; Exemption from Code
§624.125 FSCertain Motor Vehicle Service Agreements; Exemption from Code
§624.126 FSCertain Mutual Aid Associations; Exemption from Code
§624.1265 FSNonprofit Religious Organization Exemption; Authority; Notice
§624.127 FSCertain Political Subdivisions Offering Prepaid Ambulance Service Plans; Exemption from Code
§624.1275 FSInsurance Agents; Prohibited Exclusion from Public Bidding and Negotiations
§624.128 FSCrime Victims Exemption
§624.129 FSCertain Location and Recovery Services; Exemption from Code
§624.13 FSParticular Provisions Prevail
§624.15 FSGeneral Penalty
§624.155 FSCivil Remedy
§624.1551 FSCivil Remedy Actions Against Property Insurers
§624.1552 FSCivil Actions Involving an Insurance Contract; Applicability of Offer of Judgment Provisions
§624.19 FSExisting Forms and Filings
§624.21 FSProspective Operation of Amendments to Code
§624.215 FSProposals for Legislation Which Mandates Health Benefit Coverage; Review by Legislature
§624.23 FSPublic Records Exemption
§624.231 FSDisclosure and Fees for Production of Records
§624.24 FSProhibition Against Requiring the Purchase of Health Insurance; Exceptions
§624.25 FSPatient Protection and Affordable Care Act
§624.26 FSCollaborative Arrangement with the Department of Health and Human Services
§624.27 FSDirect Health Care Agreements; Exemption from Code
Chapter 624 Part II: Department of Financial Services
PassageTitle
Entire PartChapter 624 Part II (Department of Financial Services)
§624.302 FSOffices
§624.303 FSSeal; Certified Copies As Evidence
§624.307 FSGeneral Powers; Duties
§624.308 FSRules
§624.31 FSEnforcement; Cease And Desist Orders; Removal Of Certain Persons; Fines
§624.3102 FSImmunity From Civil Liability For Providing Department, Commission, Or Office With Information About Condition Of Insurer
§624.311 FSRecords; Reproductions; Destruction
§624.312 FSReproductions And Certified Copies Of Records As Evidence
§624.313 FSPublications
§624.314 FSPublications; Insurance Regulatory Trust Fund
§624.315 FSAnnual Reports; Quarterly Reports
§624.316 FSExamination Of Insurers
§624.3161 FSMarket Conduct Examinations
§624.317 FSInvestigation Of Agents, Adjusters, Administrators, Service Companies, And Others
§624.318 FSConduct Of Examination Or Investigation; Access To Records; Correction Of Accounts; Appraisals
§624.319 FSExamination And Investigation Reports
§624.320 FSExamination Expenses
§624.321 FSWitnesses And Evidence
§624.322 FSTestimony Compelled; Immunity From Prosecution
§624.324 FSHearings
§624.33 FSJurisdiction Regarding Health Or Life Coverage
§624.34 FSAuthority Of Department Of Law Enforcement To Accept Fingerprints Of, And Exchange Criminal History Records With Respect To, Certain Persons
§624.36 FSAvailability Of Description Of Specified Behavioral Health Care Benefits On Department Website
Chapter 624 Part III: Authorization of Insurers and General Requirements
PassageTitle
Entire PartChapter 624 Part III (Authorization of Insurers and General Requirements)
§624.401 FSCertificate of Authority Required
§624.402 FSExceptions, Certificate of Authority Required
§624.4031 FSChurch Benefit Plans and Church Benefit Board
§624.404 FSGeneral Eligibility of Insurers for Certificate of Authority
§624.4055 FSRestrictions on Existing Private Passenger Automobile Insurance
§624.406 FSCombinations of Insuring Powers, One Insurer
§624.407 FSSurplus Required; New Insurers
§624.40711 FSRestrictions on Insurers That Are Wholly Owned Subsidiaries of Insurers to Do Business in State
§624.4073 FSOfficers and Directors of Insolvent Insurers
§624.408 FSSurplus Required; Current Insurers
§624.4085 FSRisk-Based Capital Requirements for Insurers
§624.40851 FSConfidentiality of Risk-Based Capital Information
§624.4094 FSBail Bond Premiums
§624.4095 FSPremiums Written; Restrictions
§624.410 FSPermissible Insuring Combinations Without Additional Capital Funds
§624.411 FSDeposit Requirement; Domestic Insurers and Foreign Insurers
§624.412 FSDeposit of Alien Insurers
§624.413 FSApplication for Certificate of Authority
§624.4135 FSRedomestication
§624.414 FSIssuance or Refusal of Authority
§624.415 FSOwnership of Certificate of Authority; Return
§624.416 FSContinuance, Expiration, Reinstatement, and Amendment of Certificate of Authority
§624.418 FSSuspension, Revocation of Certificate of Authority for Violations and Special Grounds
§624.42 FSOrder, Notice of Suspension or Revocation of Certificate of Authority; Effect; Publication
§624.421 FSDuration of Suspension; Insurer’s Obligations During Suspension Period; Reinstatement
§624.4211 FSAdministrative Fine in Lieu of Suspension or Revocation
§624.4212 FSConfidentiality of Proprietary Business and Other Information
§624.4213 FSTrade Secret Documents
§624.422 FSService of Process; Appointment of Chief Financial Officer as Process Agent
§624.423 FSServing Process
§624.424 FSAnnual Statement and Other Information
§624.4241 FSNAIC Filing Requirements
§624.4243 FSReporting of Premium Growth
§624.4245 FSChange in Controlling Interest of Foreign or Alien Insurer; Report Required
§624.425 FSAgent Countersignature Required, Property, Casualty, Surety Insurance
§624.426 FSExceptions to Countersignature Law
§624.428 FSLicensed Agent Law, Life and Health Insurances
§624.430 FSWithdrawal of Insurer or Discontinuance of Writing Certain Kinds or Lines of Insurance
§624.4301 FSNotice of Temporary Discontinuance of Writing New Residential Property Insurance Policies
§624.4305 FSNonrenewal of Residential Property Insurance Policies
§624.4315 FSWorkers’ Compensation Insurers; Notice of Significant Underwriting Change
§624.436 FSFlorida Nonprofit Multiple-Employer Welfare Arrangement Act
§624.4361 FSDefinitions
§624.437 FS“Multiple-Employer Welfare Arrangement” Defined; Certificate of Authority Required; Penalty
§624.438 FSGeneral Eligibility
§624.4385 FSCertain Words Prohibited in Name of Organization
§624.439 FSFiling of Application
§624.4392 FSFund Balance
§624.44 FSExamination by the Office
§624.441 FSInsolvency Protection
§624.4411 FSAdministrative, Provider, and Management Contracts
§624.4412 FSPolicy Forms
§624.4414 FSEmployer Participants’ Liability
§624.4415 FSAssessments
§624.4416 FSAssessments by Receiver
§624.4417 FSCertain Sales Prohibited
§624.442 FSAnnual Reports; Actuarial Certification; Quarterly Reports; Penalties
§624.443 FSPlace of Business; Maintenance of Records
§624.4431 FSAdministration; Rules
§624.4432 FSAssets, Liabilities, and Investments
§624.444 FSSuspension, Revocation of Approval
§624.445 FSOrder, Notice, Duration, Effect of Suspension or Revocation; Administrative Fine
§624.446 FSRehabilitation, Dissolution
§624.447 FSCertificate of Insurance for Contractors
§624.448 FSAssets of Insurers; Reporting Requirements
§624.449 FSInsurer Investment in Foreign Companies
§624.45 FSParticipation of Financial Institutions in Reinsurance and in Insurance Exchanges
§624.460 FSShort Title
§624.461 FSDefinition
§624.462 FSCommercial Self-Insurance Funds
§624.4621 FSGroup Self-Insurance Funds
§624.4622 FSLocal Government Self-Insurance Funds
§624.46223 FSNotice of Intent to Withdraw
§624.46225 FSSelf-Insured Public Utilities
§624.46226 FSPublic Housing Authorities Self-Insurance Funds; Exemption for Taxation and Assessments
§624.4623 FSIndependent Educational Institution Self-Insurance Funds
§624.4625 FSCorporation Not for Profit Self-Insurance Funds
§624.4626 FSElectric Cooperative Self-Insurance Fund
§624.464 FSCertificate of Authority Required; Penalties
§624.466 FSApplication Requirements for Certificate of Authority
§624.468 FSContinuing Requirements for Certificate of Authority
§624.47 FSAnnual Reports
§624.472 FSMember’s Liability
§624.473 FSDividends
§624.474 FSAssessments
§624.4741 FSVenue in Assessment Actions
§624.475 FSTax on Premiums, Contributions, and Assessments
§624.476 FSImpaired Self-Insurance Funds
§624.477 FSLiquidation, Rehabilitation, Reorganization, and Conservation
§624.48 FSFiling, Approval, and Disapproval of Forms
§624.482 FSMaking and Use of Rates
§624.483 FSSelf-Insurer Members; Payment of Delinquent Premiums and Assessments
§624.484 FSRegistration of Agent
§624.486 FSExamination
§624.487 FSEnforcement of Specified Insurance Provisions
§624.488 FSApplicability of Related Laws
§624.489 FSLiability of Trustees of Self-Insurance Trust Fund and Directors of Self-Insurance Funds Operating as Corporations
§624.490 FSRegistration of Pharmacy Benefit Managers
§624.491 FSPharmacy Audits
Chapter 624 Part IV: Fees, Taxes, and Funds
PassageTitle
Entire PartChapter 624 Part IV (Fees, Taxes, and Funds)
§624.501 FSFiling, License, Appointment, and Miscellaneous Fees
§624.5015 FSAdvance Collection of Fees and Taxes; Title Insurers Not to Pay Without Reimbursement
§624.502 FSService of Process Fee
§624.504 FSLiability for State, County Tax
§624.505 FSCounty Tax; Determination; Additional Offices; Nonresident Agents
§624.506 FSCounty Tax; Deposit and Remittance
§624.507 FSMunicipal Tax
§624.508 FSInsurer’s License Tax; When Payable
§624.509 FSPremium Tax; Rate and Computation
§624.5091 FSRetaliatory Provision, Insurers
§624.5092 FSAdministration of Taxes; Payments
§624.50921 FSAdjustments
§624.5094 FSCasualty Insurance Premiums
§624.510 FSTax on Wet Marine and Transportation Insurance
§624.5105 FSCommunity Contribution Tax Credit; Authorization; Limitations; Eligibility and Application Requirements; Administration; Definitions; Expiration
§624.51055 FSCredit for Contributions to Eligible Nonprofit Scholarship-Funding Organizations
§624.51056 FSCredit for Contributions to the New Worlds Reading Initiative
§624.51057 FSCredit for Contributions to Eligible Charitable Organizations
§624.51058 FSCredit for Contributions to the Live Local Program
§624.5107 FSChild Care Tax Credits
§624.5108 FSProperty Insurance Discount to Policyholders; Insurance Premium Deduction; Insurer Credit for Deductions
§624.511 FSTax Statement; Overpayments
§624.515 FSState Fire Marshal Regulatory Assessment and Surcharge; Levy and Amount
§624.516 FSState Fire Marshal Regulatory Assessment and Surcharge; Deposit and Use of Funds
§624.517 FSState Fire Marshal Regulatory Assessment; Reduction of Assessment
§624.518 FSState Fire Marshal Regulatory Assessment and Surcharge; Tax Return, Overpayment
§624.519 FSNonpayment of Premium Tax or Fire Marshal Assessment; Penalty
§624.520 FSPreemption by State
§624.521 FSDeposit of Certain Tax Receipts; Refund of Improper Payments
§624.523 FSInsurance Regulatory Trust Fund
Chapter 624 Part V: Kinds of Insurance; Limits of Risk; Reinsurance
PassageTitle
Entire PartChapter 624 Part V (Kinds of Insurance; Limits of Risk; Reinsurance)
§624.601 FSDefinitions Not Mutually Exclusive
§624.6011 FS“Kinds of Insurance” Defined
§624.6012 FS“Lines of Insurance” Defined
§624.602 FS“Life Insurance,” “Life Insurer” Defined
§624.603 FS“Health Insurance” Defined
§624.604 FS“Property Insurance” Defined
§624.605 FS“Casualty Insurance” Defined
§624.606 FS“Surety Insurance” Defined
§624.6065 FS“Fidelity Insurance” Defined
§624.607 FS“Marine Insurance,” “Wet Marine and Transportation Insurance,” and “Inland Marine Insurance” Defined
§624.608 FS“Title Insurance” Defined
§624.6081 FS“Residual Value Insurance” Defined
§624.6085 FS“Collateral Protection Insurance” Defined
§624.6086 FS“Paid Family Leave Insurance” Defined; Paid Family Leave Insurance Issuance and Purchase
§624.609 FSLimit of Risk
§624.610 FSReinsurance
Chapter 624 Part VI: Administrative Supervision; Confidentiality; Review
PassageTitle
Entire PartChapter 624 Part VI (Administrative Supervision; Confidentiality; Review)
§624.80 FSDefinitions
§624.805 FSHazardous Insurer Standards; Office’s Evaluation and Enforcement Authority; Immediate Final Order
§624.81 FSNotice to Comply with Written Requirements of Office; Noncompliance
§624.82 FSConfidentiality of Certain Proceedings and Records
§624.83 FSProhibited Acts During Period of Supervision
§624.84 FSReview
§624.85 FSAdministrative Election of Proceedings
§624.86 FSOther Laws; Conflicts; Meetings Between the Office and the Supervisor
§624.865 FSRulemaking
§624.87 FSAdministrative Supervision; Expenses
§624.91 FSThe Florida Healthy Kids Corporation Act
§624.915 FSFlorida Healthy Kids Corporation; Operating Fund

Chapter 625: Accounting, Investments, and Deposits by Insurers

Chapter 625 Part I: Assets and liabilities
PassageTitle
Entire ChapterChapter 625 Part I (Assets and liabilities)
§625.01115 FSDefinitions
§625.012 FSDefined
§625.031 FSNot Allowed
§625.041 FSIn General
§625.051 FSPremium Reserve
§625.061 FSPremium Reserve for Marine and Transportation Insurance
§625.071 FSReserve for Bail and Judicial Bonds
§625.081 FSFor Health Insurance
§625.091 FSAnd Loss Adjustment Expense Reserves; Liability Insurance and Workers’ Compensation Insurance
§625.101 FSOf Inadequate Loss Reserves
§625.111 FSInsurance Reserve
§625.121 FSValuation Law; Life Insurance
§625.1212 FSOf Policies and Contracts Issued on or After the Operative Date of the Valuation Manual
§625.1214 FSOf Confidential Information
§625.141 FSOf Bonds
§625.151 FSOf Other Securities
§625.161 FSOf Property
§625.171 FSOf Purchase Money Mortgages
§625.172 FSCertain Assets; Reporting Certain Liabilities
§625.181 FSReceived as Capital or Surplus Contributions
Chapter 625 Part II: Investments
PassageTitle
Entire ChapterChapter 625 Part II (Investments)
§625.301 FSScope of Part
§625.302 FSEligible Investments
§625.303 FSGeneral Qualifications
§625.304 FSAuthorization of Investment
§625.305 FSDiversification
§625.306 FSCash and Deposits
§625.307 FSUnited States Government Obligations
§625.308 FSLoans Guaranteed by the United States
§625.309 FSState and Canadian Public Obligations
§625.310 FSCounty, Municipal, and District Obligations
§625.311 FSPublic Improvement Bonds
§625.312 FSPublic Utility Obligations
§625.313 FSSecurities of Certain Agencies
§625.314 FSPublic Housing Obligations
§625.315 FSObligations of State Board of Education
§625.316 FSInternational Development Banks
§625.317 FSCorporate Bonds and Debentures
§625.318 FSReligious Institution Obligations
§625.319 FSEquipment Trust Certificates
§625.320 FSBuilding and Loan or Savings and Loan Association Accounts
§625.321 FSPolicy Loans
§625.322 FSCollateral Loans
§625.323 FSShip Loans
§625.324 FSCorporate Stocks
§625.325 FSInvestments in Subsidiaries and Related Corporations
§625.3255 FSCapital Participation Instrument
§625.326 FSForeign Investments
§625.3262 FSState of Israel Obligations
§625.327 FSMortgage Loans
§625.329 FSChattel Mortgages
§625.330 FSSpecial Investments by Title Insurer
§625.331 FSSpecial Consent Investments
§625.332 FSProhibited Investments and Investment Underwriting
§625.333 FSReal Estate, in General
§625.338 FSTime Limit for Disposal of Ineligible Property and Securities; Effect of Failure to Dispose
§625.340 FSInvestments of Foreign or Alien Insurers
Chapter 625 Part III: Administration of Deposits
PassageTitle
Entire ChapterChapter 625 Part III (Administration of deposits)
§625.50 FSAuthorized Deposits of Insurers and Agents
§625.51 FSPurpose of Deposit
§625.52 FSSecurities Eligible for Deposit
§625.53 FSDepository
§625.55 FSCustodial Arrangements
§625.56 FSRegistration, Conveyance of Assets or Securities
§625.57 FSAppraisal
§625.58 FSExcess and Deficit Deposits
§625.59 FSRights of Insurer During Solvency
§625.60 FSLevy Upon Deposit
§625.62 FSDuration and Release of Deposit
§625.63 FSProofs for Release of Deposit
Chapter 625 Part IV: Domestic Stock Insurers; Equity Securities
PassageTitle
Entire ChapterChapter 625 Part IV (Domestic Stock Insurers; Equity Securities)
§625.75 FSCertain Persons and Directors and Officers of Domestic Stock Insurer to File Statements
§625.76 FSPreventing Unfair Use of Information; Insurer to Recover Profit by Suit
§625.765 FSExemptions from Ss. 625.75 and 625.76
§625.77 FSUnlawful to Sell Equity Security Not Owned; Delayed Delivery
§625.78 FSCertain Sale and Purchase Exempted; Investment Account
§625.79 FSCertain Foreign or Domestic Arbitrage Transactions Exempted
§625.80 FS“Equity Security” Defined
§625.81 FSEquity Securities of Certain Domestic Stock Insurer Exempted
§625.82 FSRules
§625.83 FSFailure to File Reporting Forms

Chapter 626: Insurance Field Representatives And Operations

Chapter 626 Part I: Insurance Representatives: Licensing Procedures And General Requirements
PassageTitle
Entire ChapterChapter 626 Part I (Insurance Representatives: Licensing Procedures And General Requirements)
§626.011 FSShort Title
§626.015 FSDefinitions
§626.016 FSPowers and Duties of Department, Commission, and Office
§626.022 FSScope of Part
§626.025 FSConsumer Protections
§626.0428 FSAgency Personnel Powers, Duties, and Limitations
§626.112 FSLicense and Appointment Required; Agents, Customer Representatives, Adjusters, Insurance Agencies, Service Representatives, Managing General Agents, Insurance Adjusting Firms
§626.141 FSViolation Not to Affect Validity of Insurance
§626.161 FSLicensing Forms
§626.171 FSApplication for License as an Agent, Customer Representative, Adjuster, Service Representative, or Reinsurance Intermediary
§626.172 FSApplication for Insurance Agency License
§626.173 FSInsurance Agency Closure; Cancellation of Licenses
§626.175 FSTemporary Licensing
§626.181 FSNumber of Applications for Licensure Required
§626.191 FSRepeated Applications
§626.201 FSInvestigation
§626.202 FSFingerprinting Requirements
§626.207 FSDisqualification of Applicants and Licensees; Penalties Against Licensees; Rulemaking Authority
§626.211 FSApproval, Disapproval of Application
§626.221 FSExamination Requirement; Exemptions
§626.231 FSEligibility; Application for Examination
§626.241 FSScope of Examination
§626.2415 FSAnnual Report of Results of Life Insurance Examinations
§626.251 FSTime and Place of Examination; Notice
§626.261 FSConduct of Examination
§626.266 FSPrinting of Examinations or Related Materials to Preserve Examination Security
§626.271 FSExamination Fee; Determination, Refund
§626.281 FSReexamination
§626.2815 FSContinuing Education Requirements
§626.2816 FSRegulation of Continuing Education for Licensees, Course Providers, Instructors, School Officials, and Monitor Groups
§626.2817 FSRegulation of Course Providers, Instructors, and School Officials Involved in Prelicensure Education for Insurance Agents and Other Licensees
§626.291 FSExamination Results; Denial, Issuance of License
§626.292 FSTransfer of License from Another State
§626.301 FSForm and Contents of Licenses, in General
§626.311 FSScope of License
§626.321 FSLimited Licenses and Registration
§626.322 FSLicense, Appointment; Certain Military Installations
§626.331 FSNumber of Appointments Permitted or Required
§626.341 FSAdditional Appointments; General Lines, Life, and Health Agents
§626.342 FSFurnishing Supplies to Unlicensed Agent Prohibited; Civil Liability
§626.371 FSPayment of Fees, Taxes for Appointment Period Without Appointment
§626.381 FSRenewal, Continuation, Reinstatement, or Termination of Appointment
§626.382 FSContinuation, Expiration of License; Insurance Agencies
§626.431 FSEffect of Expiration of License and Appointment
§626.441 FSLicense or Appointment; Transferability
§626.451 FSAppointment of Agent or Other Representative
§626.461 FSContinuation of Appointment of Agent or Other Representative
§626.471 FSTermination of Appointment
§626.511 FSReasons for Termination; Confidential Information
§626.536 FSReporting of Administrative Actions
§626.541 FSFirm, Corporate, and Business Names; Officers; Associates; Notice of Changes
§626.551 FSNotice of Change of Address, Name
§626.561 FSReporting and Accounting for Funds
§626.571 FSDelinquent Agencies; Notice of Trusteeship
§626.5715 FSParity of Regulation of Insurance Agents and Agencies
§626.572 FSRebating; When Allowed
§626.581 FSCommissions Contingent Upon Adjustment Savings; Prohibition
§626.591 FSPenalty for Violation of s. 626.581
§626.593 FSInsurance Agent; Written Contract for Compensation
§626.601 FSImproper Conduct; Inquiry; Fingerprinting
§626.602 FSInsurance Agency and Adjusting Firm Names; Disapproval
§626.611 FSGrounds for Compulsory Refusal, Suspension, or Revocation of Agent’s, Title Agency’s, Adjuster’s, Customer Representative’s, Service Representative’s, or Managing General Agent’s License or Appointment
§626.6115 FSGrounds for Compulsory Refusal, Suspension, or Revocation of Insurance Agency License
§626.621 FSGrounds for Discretionary Refusal, Suspension, or Revocation of Agent’s, Adjuster’s, Customer Representative’s, Service Representative’s, or Managing General Agent’s License or Appointment
§626.6215 FSGrounds for Discretionary Refusal, Suspension, or Revocation of Insurance Agency License
§626.631 FSProcedure for Refusal, Suspension, or Revocation of License
§626.641 FSDuration of Suspension or Revocation
§626.651 FSEffect of Suspension, Revocation Upon Associated Licenses and Appointments and Licensees and Appointees
§626.6515 FSEffect of Suspension or Revocation Upon Associated Agencies
§626.661 FSSurrender of License
§626.681 FSAdministrative Fine in Lieu of or in Addition to Suspension, Revocation, or Refusal of License, Appointment, or Disapproval
§626.691 FSProbation
§626.692 FSRestitution
§626.711 FSRetaliatory Provision, Agents
Chapter 626 Part II: General Lines Agents
PassageTitle
Entire ChapterChapter 626 Part II (General Lines Agents)
§626.726 FSShort Title
§626.727 FSScope of This Part
§626.728 FSThis Part Supplements Licensing Law
§626.729 FS“Industrial Fire Insurance” Defined
§626.730 FSPurpose of License
§626.731 FSQualifications for General Lines Agent’s License
§626.7315 FSProhibition Against the Unlicensed Transaction of General Lines Insurance
§626.732 FSRequirement as to Knowledge, Experience, or Instruction
§626.733 FSAgency Firms and Corporations; Special Requirements
§626.734 FSCorporations, Liability of Agent
§626.7351 FSQualifications for Customer Representative’s License
§626.7352 FSCustomer Representative’s Office
§626.7353 FSAppointment of Customer Representatives
§626.7354 FSCustomer Representative’s Powers; Agent’s or Agency’s Responsibility
§626.741 FSNonresident Agents; Licensing and Restrictions
§626.742 FSNonresident Agents; Service of Process
§626.743 FSNonresident Agents; Retaliatory Provision
§626.744 FSService Representatives; Application for License
§626.745 FSService Representatives, Managing General Agents; Managers; Activities
§626.7451 FSManaging General Agents; Required Contract Provisions
§626.7452 FSManaging General Agents; Examination Authority
§626.7453 FSManaging General Agents; Errors and Omissions Insurance
§626.7454 FSManaging General Agents; Duties of Insurers
§626.7455 FSManaging General Agent; Responsibility of Insurer
§626.748 FSAgent’s Records
§626.749 FSPlace of Business in Residence
§626.7491 FSBusiness Transacted with Producer Controlled Property and Casualty Insurer
§626.7492 FSReinsurance Intermediaries
§626.752 FSExchange of Business
§626.753 FSSharing Commissions; Penalty
§626.754 FSRights of Agent Following Termination of Appointment
Chapter 626 Part III: Life Insurance Agents
PassageTitle
Entire ChapterChapter 626 Part III (Life Insurance Agents)
§626.776 FSShort Title
§626.777 FSScope of This Part
§626.778 FSThis Part Supplements Licensing Law
§626.779 FS“Life Agent” Defined
§626.780 FS“Life Insurer” Defined
§626.781 FS“Ordinary Class Insurer” and “Ordinary-Variable Contract Class Insurer” Defined
§626.782 FS“Industrial Class Insurer” Defined
§626.783 FS“Ordinary-Combination Class Insurer” Defined
§626.784 FSPurpose of License
§626.7845 FSProhibition Against Unlicensed Transaction of Life Insurance
§626.785 FSQualifications for License
§626.7851 FSRequirement as to Knowledge, Experience, or Instruction
§626.788 FSUnited States Department of Veterans Affairs Employees Disqualified
§626.789 FSMilitary Service; Special Provisions
§626.792 FSNonresident Agents; Licensing and Restrictions
§626.793 FSExcess or Rejected Business
§626.794 FSUnlawful Payment or Sharing of Commissions
§626.795 FSCorporations, Liability of Agent
§626.797 FSCode of Ethics
§626.798 FSLife Agent as Beneficiary; Prohibition
Chapter 626 Part IV: Health Insurance Agents
PassageTitle
Entire ChapterChapter 626 Part IV (Health Insurance Agents)
§626.826 FSShort Title
§626.827 FSScope of This Part
§626.828 FSThis Part Supplements Licensing Law
§626.829 FS“Health Agent” Defined
§626.830 FSPurpose of License
§626.8305 FSProhibition Against the Unlicensed Transaction of Health Insurance
§626.831 FSQualifications for License
§626.8311 FSRequirement as to Knowledge, Experience, or Instruction
§626.833 FSUnited States Department of Veterans Affairs Employees Disqualified
§626.834 FSMilitary Service; Special Provisions
§626.835 FSNonresident Agents; Licensing and Restrictions
§626.836 FSNonresident Agents; Service of Process
§626.837 FSExcess or Rejected Business
§626.8373 FSOverinsurance of Health Insurance Coverage
§626.838 FSUnlawful Payment or Sharing of Commissions
§626.839 FSCorporations, Liability of Agent
Chapter 626 Part V: Title Insurance Agents
PassageTitle
Entire ChapterChapter 626 Part V (Title Insurance Agents)
§626.841 FSDefinitions
§626.8411 FSApplication of Florida Insurance Code Provisions to Title Insurance Agents or Agencies
§626.8412 FSLicense and Appointments Required
§626.8413 FSTitle Insurance Agents; Certain Names Prohibited
§626.8414 FSQualifications for Examination
§626.8417 FSTitle Insurance Agent Licensure; Exemptions
§626.8418 FSApplication for Title Insurance Agency License
§626.8419 FSAppointment of Title Insurance Agency
§626.84195 FSConfidentiality of Information Supplied by Title Insurance Agencies and Insurers
§626.842 FSCredit and Character Reports
§626.8421 FSNonresident Title Insurance Agents
§626.8421 FSNumber of Appointments Permitted or Required
§626.8423 FSInvestigation of Applicants for License or Renewal or Continuation
§626.8427 FSNumber of Applications for Licensure Required; Exemption; Effect of Expiration of License
§626.843 FSRenewal, Continuation, Reinstatement, Termination of Title Insurance Agent’s and Title Insurance Agency’s Appointments
§626.8433 FSFiling of Reasons for Terminating Appointments of Title Insurance Agent and Title Insurance Agency; Confidential Information
§626.8437 FSGrounds for Denial, Suspension, Revocation, or Refusal to Renew License or Appointment
§626.844 FSGrounds for Discretionary Refusal, Suspension, or Revocation of License or Appointment
§626.8443 FSDuration of Suspension or Revocation
§626.8447 FSEffect of Suspension or Revocation Upon Other Licensees, Appointees
§626.845 FSCancellation of License
§626.8453 FSPenalty for Violation
§626.8457 FSAdministrative Fine in Lieu of Suspension or Revocation of License or Appointment
§626.846 FSProbation
§626.8463 FSWitnesses and Evidence
§626.8467 FSTestimony Compelled; Immunity from Prosecution
§626.847 FSPenalty for Refusal to Testify
§626.8473 FSEscrow; Trust Fund
Chapter 626 Part VI: Insurance Adjusters
PassageTitle
Entire ChapterChapter 626 Part VI (Insurance Adjusters)
§626.851 FSShort Title.
§626.852 FSScope of This Part.
§626.853 FSPart Supplements Licensing Law.
§626.854 FS“Public Adjuster” Defined; Prohibitions.
§626.8548 FS“All-Lines Adjuster” Defined.
§626.855 FS“Independent Adjuster” Defined.
§626.856 FS“Company Employee Adjuster” Defined.
§626.8561 FS“Public Adjuster Apprentice” Defined.
§626.8582 FS“Nonresident Public Adjuster” Defined.
§626.8584 FS“Nonresident All-Lines Adjuster” Defined.
§626.859 FS“Catastrophe” or “Emergency” Adjuster Defined.
§626.860 FSAttorneys at Law; Exemption.
§626.861 FSInsurer’s Officers, Insurer’s Employees, Reciprocal Insurer’s Representatives; Adjustments By.
§626.862 FSAgents; Adjustments By.
§626.8621 FSAdjustments by Guaranty Association Employees.
§626.863 FSClaims Referrals to Independent Adjusters.
§626.864 FSAdjuster License Types.
§626.865 FSPublic Adjuster’s Qualifications, Bond.
§626.8651 FSPublic Adjuster Apprentice Appointment; Qualifications.
§626.866 FSAll-Lines Adjuster Qualifications.
§626.8685 FSPortable Electronics Insurance Claims; Exemption; Licensure Restriction.
§626.869 FSLicense, Adjusters; Continuing Education.
§626.8695 FSPrimary Adjuster.
§626.8696 FSApplication for Adjusting Firm License.
§626.8697 FSGrounds for Refusal, Suspension, or Revocation of Adjusting Firm License.
§626.8698 FSDisciplinary Guidelines for Public Adjusters and Public Adjuster Apprentices.
§626.870 FSApplication for License.
§626.871 FSReappointment After Military Service.
§626.8732 FSNonresident Public Adjuster’s Qualifications, Bond.
§626.8734 FSNonresident All-Lines Adjuster License Qualifications.
§626.8736 FSNonresident Independent or Public Adjusters; Service of Process.
§626.8737 FSNonresident Adjusters; Retaliatory Provision.
§626.8738 FSPenalty for Violation.
§626.874 FSCatastrophe or Emergency Adjusters.
§626.875 FSOffice and Records.
§626.876 FSExclusive Employment; Public Adjusters, All-Lines Adjusters.
§626.877 FSAdjustments to Comply with Insurance Contract and Law.
§626.878 FSRules; Code of Ethics.
§626.8795 FSPublic Adjusters; Prohibition of Conflict of Interest.
§626.8796 FSPublic Adjuster Contracts; Disclosure Statement; Fraud Statement.
§626.8797 FSProof of Loss; Fraud Statement.
Chapter 626 Part VII: Insurance Administrators
PassageTitle
Entire ChapterChapter 626 Part VII (Insurance Administrators)
§626.88 FSDefinitions.
§626.8805 FSCertificate of Authority to Act as Administrator.
§626.8809 FSFidelity Bond.
§626.8814 FSDisclosure of Ownership or Affiliation.
§626.8817 FSResponsibilities of Insurance Company with Respect to Administration of Coverage Insured.
§626.882 FSAgreement Between Administrator and Insurer; Required Provisions; Maintenance of Records.
§626.8825 FSPharmacy Benefit Manager Transparency and Accountability.
§626.8827 FSPharmacy Benefit Manager Prohibited Practices.
§626.8828 FSInvestigations and Examinations of Pharmacy Benefit Managers; Expenses; Penalties.
§626.883 FSAdministrator as Intermediary; Collections Held in Fiduciary Capacity; Establishment of Account; Disbursement; Payments on Behalf of Insurer.
§626.884 FSMaintenance of Records by Administrator; Access; Confidentiality.
§626.885 FSNotice; Statement of Charge or Premium for Coverage.
§626.886 FSDelivery of Insurer’s Written Communications to Policyholders.
§626.887 FSAdvertising; Approval by Insurer.
§626.888 FSAdjustment or Settlement of Claims; Compensation of Administrator.
§626.89 FSAnnual Financial Statement and Filing Fee; Notice of Change of Ownership; Pharmacy Benefit Manager Filings.
§626.891 FSGrounds for Suspension or Revocation of Certificate of Authority.
§626.892 FSOrder of Suspension or Revocation of Certificate of Authority; Notice.
§626.893 FSPeriod of Suspension; Obligations During Suspension; Reinstatement.
§626.894 FSAdministrative Fine in Lieu of Suspension or Revocation.
§626.895 FSDefinition of “Service Company” or “Service Agent.”
§626.896 FSServicing Requirements for Self-Insurers and Multiple-Employer Welfare Arrangements.
§626.897 FSApplication for Authorization to Act as Service Company; Bond.
§626.898 FSRequirements for Retaining Authorization as Service Company; Recertification.
§626.899 FSWithdrawal of Authorization as Service Company.
§626.8991 FSAdoption of Rules.
Chapter 626 Part VIII: Unauthorized Insurers And Surplus Lines
PassageTitle
Entire ChapterChapter 626 Part VIII (Unauthorized Insurers And Surplus Lines)
§626.901 FSRepresenting or Aiding Unauthorized Insurer Prohibited
§626.902 FSPenalty for Representing Unauthorized Insurer
§626.903 FSSuits by Unauthorized Insurers Prohibited
§626.904 FSUnauthorized Insurers Process Law; Short Title; Interpretation
§626.905 FSPurpose of Unauthorized Insurers Process Law
§626.906 FSActs Constituting Chief Financial Officer as Process Agent
§626.907 FSService of Process; Judgment by Default
§626.908 FSDefense of Action by Unauthorized Insurer or Person Representing or Aiding Such Insurer; Damages and Attorney Fee
§626.909 FSJurisdiction of Office and Department; Service of Process on Secretary of State
§626.910 FSPenalty for Violation by Unauthorized Insurers and Persons Representing or Aiding Such Insurers
§626.911 FSAttorney’s Fee
§626.912 FSExemptions from ss. 626.904-626.911
§626.913 FSSurplus Lines Law; Short Title; Purposes
§626.914 FSDefinitions
§626.915 FSSurplus Lines Insurance Authorized
§626.916 FSEligibility for Export
§626.917 FSEligibility for Export; Wet Marine and Transportation, Aviation Risks
§626.918 FSEligible Surplus Lines Insurers
§626.9181 FSLevy Upon Deposit
§626.919 FSWithdrawal of Eligibility; Surplus Lines Insurer
§626.9201 FSNotice of Cancellation or Nonrenewal
§626.9202 FSLoss Run Statements for All Lines of Insurance
§626.921 FSFlorida Surplus Lines Service Office
§626.922 FSEvidence of the Insurance; Changes; Penalty
§626.923 FSFiling Copy of Policy or Certificate
§626.924 FSInformation Required on Contract
§626.925 FSSurplus Lines Insurance Valid
§626.926 FSLiability of Insurer as to Losses and Unearned Premiums
§626.927 FSLicensing of Surplus Lines Agent
§626.9271 FSTemporary License; Death, Disability, Absence of Surplus Lines Agent
§626.9272 FSLicensing of Nonresident Surplus Lines Agents
§626.929 FSOrigination, Acceptance, Placement of Surplus Lines Business
§626.9295 FSCorporations, Liability of Agent
§626.930 FSRecords of Surplus Lines Agent
§626.931 FSAgent Affidavit and Insurer Reporting Requirements
§626.932 FSSurplus Lines Tax
§626.9325 FSService Fee
§626.933 FSCollection of Tax and Service Fee
§626.934 FSAccounting for Funds; Contingent Commissions
§626.935 FSSuspension, Revocation, or Refusal of Surplus Lines Agent’s License
§626.936 FSFailure to File Reports or Pay Tax or Service Fee; Administrative Penalty
§626.9361 FSFailure to File Report; Administrative Penalty
§626.9362 FSCooperative Reciprocal Agreement Authorized for Collection and Allocation of Certain Nonadmitted Insurance Taxes
§626.937 FSActions Against Insurer; Service of Process
§626.9371 FSPayment of Premiums and Claims
§626.9372 FSDisclosure Statement of Certain Information Required; Liability Claims
§626.9374 FSLiability of Insureds; Deductible and Coinsurance
§626.938 FSReport and Tax of Independently Procured Coverages
§626.939 FSRecords Produced on Order
Chapter 626 Part IX: Unfair Insurance Trade Practices
PassageTitle
Entire ChapterChapter 626 Part IX (Unfair Insurance Trade Practices)
§626.951 FSDeclaration of Purpose
§626.9511 FSDefinitions
§626.9521 FSUnfair Methods of Competition and Unfair or Deceptive Acts or Practices Prohibited; Penalties
§626.9531 FSIdentification of Insurers, Agents, and Insurance Contracts
§626.9541 FSUnfair Methods of Competition and Unfair or Deceptive Acts or Practices Defined
§626.9543 FSHolocaust Victims
§626.9545 FSImproper Charge Identification Incentive Program
§626.9551 FSFavored Agent or Insurer; Coercion of Debtors
§626.9561 FSPower of Department and Office
§626.9571 FSDefined Practices; Hearings, Witnesses, Appearances, Production of Books and Service of Process
§626.9581 FSCease and Desist and Penalty Orders
§626.9591 FSAppeals from the Department or Office
§626.9601 FSPenalty for Violation of Cease and Desist Orders
§626.9611 FSRules
§626.9621 FSProvisions of Part Additional to Existing Law
§626.9631 FSCivil Liability
§626.9641 FSPolicyholders, Bill of Rights
§626.9651 FSPrivacy
§626.9701 FSRate Increases and Premium Surcharges; Consideration of Certain Noncriminal Violations for Excessive Speed Prohibited
§626.9702 FSIllegal Dealings in Premiums; Excess Charges for Insurance
§626.9705 FSLife or Disability Insurance; Illegal Dealings
§626.9706 FSLife Insurance; Discrimination on Basis of Sickle-Cell Trait Prohibited
§626.9707 FSDisability Insurance; Discrimination on Basis of Sickle-Cell Trait Prohibited
§626.97075 FSLife Insurance, Disability Insurance, and Long-Term Care Insurance; Discrimination Against Living Organ Donors Prohibited
§626.973 FSFictitious Groups
§626.9741 FSUse of Credit Reports and Credit Scores by Insurers
§626.9743 FSClaim Settlement Practices Relating to Motor Vehicle Insurance
§626.9744 FSClaim Settlement Practices Relating to Property Insurance
§626.9885 FSFinancial Institutions Conducting Insurance Transactions
§626.989 FSInvestigation by Department or Division of Investigative and Forensic Services; Compliance; Immunity; Confidential Information; Reports to Division; Division Investigator’s Power of Arrest
§626.9891 FSInsurer Anti-Fraud Investigative Units; Reporting Requirements; Penalties for Noncompliance
§626.9892 FSAnti-Fraud Reward Program; Reporting of Insurance Fraud
§626.9893 FSDisposition of Revenues; Criminal or Forfeiture Proceedings
§626.9894 FSGifts and Grants
§626.9896 FSDedicated Insurance Fraud Prosecutors
§626.99 FSLife Insurance Solicitation
Chapter 626 Part X: Viatical Settlements
PassageTitle
Entire ChapterChapter 626 Part X (Viatical Settlements)
§626.991 FSShort Title
§626.9911 FSDefinitions
§626.9912 FSViatical Settlement Provider License Required; Application for License
§626.9913 FSViatical Settlement Provider License Continuance; Annual Report; Fees; Deposit
§626.9914 FSSuspension, Revocation, Denial, or Nonrenewal of Viatical Settlement Provider License; Grounds; Administrative Fine
§626.9915 FSEffect of Suspension or Revocation of Viatical Settlement Provider License; Duration of Suspension; Reinstatement
§626.9916 FSViatical Settlement Broker License Required
§626.99175 FSLife Expectancy Providers; Registration Required; Denial, Suspension, Revocation
§626.99181 FSViatical Settlement Broker’s Compensation
§626.9919 FSNotice of Change of Licensee or Registrant’s Address or Name
§626.992 FSUse of Licensed Viatical Settlement Providers, Viatical Settlement Brokers, and Registered Life Expectancy Providers Required
§626.9921 FSFiling of Forms; Required Procedures; Approval
§626.9922 FSExamination
§626.9923 FSViatical Settlement Contracts; Required Disclosures
§626.9924 FSViatical Settlement Contracts; Procedures; Rescission
§626.99245 FSConflict of Regulation of Viaticals
§626.9925 FSRules
§626.9926 FSRate Regulation Not Authorized
§626.9927 FSUnfair Trade Practices; Cease and Desist; Injunctions; Civil Remedy
§626.99272 FSCease and Desist Orders and Fines
§626.99275 FSProhibited Practices; Penalties
§626.99278 FSViatical Provider Anti-Fraud Plan
§626.9928 FSAcquisitions
§626.99285 FSApplicability of Insurance Code
§626.99297 FSContestability of Viaticated Policies
§626.99299 FSVoid and Unenforceable Contracts, Agreements, Arrangements, and Transactions
§626.99291 FSContestability of Life Insurance Policies
§626.99292 FSNotice to Insureds
§626.99295 FSGrace Period
Chapter 626 Part XI: Structured Settlements
PassageTitle
Entire ChapterChapter 626 Part XI (Structured Settlements)
§626.99296 FSTransfers of Structured Settlement Payment Rights
Chapter 626 Part XII: Interstate Insurance Product Regulation
PassageTitle
Entire ChapterChapter 626 Part XII (Interstate Insurance Product Regulation)
§626.9931 FSLegislative Findings; Intent
§626.9932 FSInterstate Insurance Product Regulation Compact
§626.9933 FSOpt Out from Long-Term Care Products Standards
§626.9934 FSEffective Date of Compact Standards; Opt Out Procedures; State Law Exemptions; Legislative Notice
§626.9935 FSApplicability of Taxes
§626.9936 FSAccess to Records
§626.9937 FSRules
§626.9938 FSSeverability
Chapter 626 Part XIII: Navigators
PassageTitle
Entire ChapterChapter 626 Part XIII (Navigators)
§626.995 FSScope of Part
§626.9951 FSDefinitions
§626.9952 FSRegistration Required; Purpose
§626.9953 FSQualifications for Registration; Application Required
§626.9954 FSDisqualification from Registration
§626.9955 FSRegistered Navigator List
§626.9956 FSNotice of Change of Registrant Information
§626.9957 FSConduct Prohibited; Denial, Revocation, Termination, Expiration, or Suspension of Registration
§626.9958 FSRulemaking

Chapter 627: Insurance Rates And Contracts

Chapter 627 Part I: Rates and Rating Organizations
PassageTitle
Entire ChapterChapter 627 Part I (Rates and Rating Organizations)
§627.011 FSShort Title
§627.021 FSScope of This Part
§627.031 FSPurposes of This Part; Interpretation
§627.041 FSDefinitions
§627.0612 FSAdministrative Proceedings in Rating Determinations
§627.0613 FSConsumer Advocate
§627.062 FSRate Standards
§627.0621 FSTransparency in Rate Regulation
§627.0625 FSCommercial Property and Casualty Risk Management Plans
§627.0628 FSFlorida Commission on Hurricane Loss Projection Methodology; Public Records Exemption; Public Meetings Exemption
§627.06281 FSPublic Hurricane Loss Projection Model; Reporting of Data by Insurers
§627.0629 FSResidential Property Insurance; Rate Filings
§627.06291 FSExcess Profits of Residential Property Insurer; Return
§627.06292 FSReports of Hurricane Loss Data and Associated Exposure Data; Public Records Exemption
§627.0645 FSAnnual Filings
§627.0651 FSInsurance Discounts for Certain Persons Completing Driver Improvement Course
§627.0651 FSMaking and Use of Rates for Motor Vehicle Insurance
§627.0652 FSInsurance Discounts for Certain Persons Completing Safety Course
§627.0653 FSInsurance Discounts for Specified Motor Vehicle Equipment
§627.06535 FSElectric Vehicles; Restrictions on Imposing Surcharges
§627.0654 FSInsurance Discounts for Buildings with Fire Sprinklers
§627.0655 FSPolicyholder Loss or Expense-Related Premium Discounts
§627.066 FSExcessive Profits for Motor Vehicle Insurance Prohibited
§627.0665 FSAutomatic Bank Withdrawal Agreements; Notification Required
§627.072 FSMaking and Use of Rates
§627.091 FSRate Filings; Workers’ Compensation and Employer’s Liability Insurances
§627.0915 FSRate Filings; Workers’ Compensation, Drug-Free Workplace, and Safe Employers
§627.0916 FSAgricultural Horse Farms
§627.092 FSWorkers’ Compensation Administrator
§627.093 FSApplication of s. 286.011 to Workers’ Compensation and Employer’s Liability Insurances
§627.096 FSWorkers’ Compensation Rating Bureau
§627.101 FSWhen Filing Becomes Effective; Workers’ Compensation and Employer’s Liability Insurances
§627.111 FSEffective Date of Filing
§627.141 FSSubsequent Disapproval of Filing; Workers’ Compensation and Employer’s Liability Insurances
§627.151 FSBasis of Approval or Disapproval of Workers’ Compensation or Employer’s Liability Insurance Filing; Scope of Disapproval Power
§627.1615 FSWorkers’ Compensation Applicant Discrimination
§627.162 FSRequirements for Premium Installments; Delinquency, Collection, and Check Return Charges; Attorney’s Fees
§627.171 FSExcess Rates
§627.191 FSAdherence to Filings; Workers’ Compensation and Employer’s Liability Insurances
§627.192 FSWorkers’ Compensation Insurance; Employee Leasing Arrangements
§627.211 FSDeviations; Workers’ Compensation and Employer’s Liability Insurances
§627.212 FSWorkplace Safety Program Surcharge
§627.215 FSExcessive Profits for Commercial Property and Commercial Casualty Insurance Prohibited
§627.221 FSRating Organizations; Licensing; Fee
§627.231 FSSubscribers to Rating Organizations
§627.241 FSNotice of Changes
§627.251 FSBureau Rules Not to Affect Dividends
§627.261 FSActuarial and Technical Services
§627.281 FSAppeal from Rating Organization; Workers’ Compensation and Employer’s Liability Insurance Filings
§627.285 FSIndependent Actuarial Peer Review of Workers’ Compensation Rating Organization
§627.291 FSInformation to be Furnished Insureds; Appeal by Insureds; Workers’ Compensation and Employer’s Liability Insurances
§627.301 FSAdvisory Organizations
§627.311 FSJoint Underwriters and Joint Reinsurers; Public Records and Public Meetings Exemptions
§627.312 FSTransitional Provisions
§627.3121 FSPublic Records and Public Meetings Exemptions
§627.313 FSWorkers’ Compensation Joint Underwriting Plan; Audit Requirements
§627.314 FSConcerted Action by Two or More Insurers
§627.318 FSRecords
§627.331 FSRecording and Reporting of Loss, Expense, and Claims Experience; Rating Information
§627.351 FSInsurance Risk Apportionment Plans
§627.3511 FSDepopulation of Citizens Property Insurance Corporation
§627.3512 FSRecoupment of Residual Market Deficit Assessments
§627.3513 FSStandards for Sale of Bonds by Citizens Property Insurance Corporation
§627.3515 FSMarket Assistance Plan; Property and Casualty Risks
§627.3517 FSConsumer Choice
§627.3518 FSCitizens Property Insurance Corporation Policyholder Eligibility Clearinghouse Program
§627.35191 FSRequired Reports
§627.35193 FSConsumer Reporting Agency Request for Claims Data from Citizens Property Insurance Corporation
§627.352 FSSecurity of Data and Information Technology in Citizens Property Insurance Corporation
§627.357 FSMedical Malpractice Self-Insurance
§627.361 FSFalse or Misleading Information
§627.371 FSHearings
§627.381 FSPenalty for Violation
Chapter 627 Part II: The Insurance Contract
PassageTitle
Entire ChapterChapter 627 Part II (The Insurance Contract)
§627.401 FSScope of This Part
§627.402 FSDefinitions
§627.4025 FSResidential Coverage and Hurricane Coverage Defined
§627.403 FS“Premium” Defined
§627.4035 FSPayment of Premiums; Claims
§627.404 FSInsurable Interest; Personal Insurance
§627.405 FSInsurable Interest; Property
§627.406 FSPower to Contract; Purchase of Insurance by or for Minor
§627.407 FSAlteration of Application
§627.408 FSApplication as Evidence
§627.4085 FSInsurer Name, Agent Name, and License Identification Number Required on Application
§627.409 FSRepresentations in Applications; Warranties
§627.4091 FSSpecific Reasons for Denial, Cancellation, or Nonrenewal
§627.40951 FSStandard Personal Lines Residential Insurance Policy
§627.40952 FSSavings Reflections in Residential Property and Motor Vehicle Insurer Rate Filings Related to Specified Chapter Laws
§627.41 FSFiling, Approval of Forms
§627.4101 FSCredit Insurance Enrollment Forms
§627.4102 FSInformational Filing of Forms
§627.4105 FSLife and Health Insurance; Reduced Premiums Upon Rigorous Physical Examination
§627.4107 FSGovernment Employees Exposed to Toxic Drug Chemicals; Cancellation of Life or Health Policy or Certificate Prohibited
§627.4108 FSClaims-Handling Manuals; Submission; Attestation
§627.411 FSGrounds for Disapproval
§627.412 FSStandard Provisions, in General
§627.413 FSContents of Policies, in General; Identification
§627.4131 FSTelephone Number Required
§627.4132 FSStacking of Coverages Prohibited
§627.4133 FSNotice of Cancellation, Nonrenewal, or Renewal Premium
§627.4135 FSCasualty Insurance Contracts Subject to General Provisions for Insurance Contracts
§627.4136 FSNonjoinder of Insurers
§627.4137 FSDisclosure of Certain Information Required
§627.4138 FSWrap-Up Insurance Policies for Nonpublic Construction Projects
§627.414 FSAdditional Policy Contents
§627.4143 FSOutline of Coverage
§627.4145 FSReadable Language in Insurance Policies
§627.4147 FSMedical Malpractice Insurance Contracts
§627.4148 FSMedical Malpractice Insurers; Required Offer of Coverage Limits
§627.41495 FSPublic Notice of Medical Malpractice Rate Filings
§627.415 FSCharter, Bylaw Provisions
§627.416 FSExecution of Policies
§627.417 FSUnderwriters’ and Combination Policies
§627.418 FSValidity of Noncomplying Contracts
§627.419 FSConstruction of Policies
§627.4195 FSHealth Insurance; Claims for Payment of Psychotherapeutic Services; Confidentiality
§627.42 FSBinders
§627.4205 FSCoverage Identification Number Required
§627.421 FSDelivery of Policy
§627.4215 FSDisclosures to Policyholders; Coverage of Behavioral Health Care Services
§627.422 FSAssignment of Policies or Post-Loss Benefits
§627.423 FSPayment Discharges Insurer
§627.4232 FSHealth Insurance Out-Of-Hospital Benefits
§627.4233 FSTotal Disability Defined
§627.4234 FSHealth Insurance Cost Containment Provisions Required
§627.4235 FSCoordination of Benefits
§627.4236 FSCoverage for Bone Marrow Transplant Procedures
§627.4237 FSSickness Disability or Disability Due to Sickness
§627.4238 FSHealth Insurer Examinations
§627.4239 FSCoverage for Use of Drugs in Treatment of Cancer
§627.42391 FSInsurance Policies; Cancer Treatment Parity; Orally Administered Cancer Treatment Medications
§627.42392 FSPrior Authorization
§627.42393 FSStep-Therapy Protocol
§627.42395 FSCoverage for Certain Prescription and Nonprescription Enteral Formulas
§627.42396 FSReimbursement for Telehealth Services
§627.42397 FSCoverage for Air Ambulance Services
§627.424 FSMinor May Give Acquittance
§627.425 FSForms for Proof of Loss to be Furnished
§627.426 FSClaims Administration
§627.4265 FSPayment of Settlement
§627.427 FSPayment of Judgment by Insurer; Penalty for Failure
§627.429 FSMedical Tests for HIV Infection and AIDS for Insurance Purposes
§627.4295 FSDental Procedures; Anesthesia and Hospitalization Coverage
§627.4301 FSGenetic Information for Insurance Purposes
§627.4302 FSIdentification Cards for Processing Prescription Drug Claims
§627.43141 FSNotice of Change in Policy Terms
§627.441 FSCommercial General Liability Policies; Coverage to Contractors for Completed Operations
§627.442 FSInsurance Contracts
§627.443 FSEssential Health Benefits
§627.444 FSLoss Run Statements for All Lines of Insurance
§627.445 FSPaid Family Leave Insurance
§627.446 FSAdvanced Explanation of Benefits
Chapter 627 Part III: Life Insurance and Annuity Contracts
PassageTitle
Entire ChapterChapter 627 Part III (Life Insurance and Annuity Contracts)
§627.451 FSScope of This Part
§627.452 FSStandard Provisions Required
§627.453 FSGrace Period
§627.454 FSEntire Contract; Statements in Application
§627.455 FSIncontestability
§627.4553 FSRecommendations to Surrender
§627.4554 FSSuitability in Annuity Transactions
§627.4555 FSSecondary Notice
§627.4556 FSLife Insurance Automatic Policy Loan Provision
§627.456 FSMisstatement of Age or Sex
§627.457 FSDividends
§627.458 FSPolicy Loan
§627.4585 FSMaximum Rate of Interest on Policy Loans
§627.459 FSReinstatement
§627.46 FSAuthority to Alter Contract
§627.4605 FSReplacement Notice
§627.461 FSSettlement on Proof of Death
§627.4615 FSInterest Payable on Death Claim Payments
§627.462 FSTable of Installments
§627.463 FSExcluded or Restricted Coverage
§627.464 FSAnnuity Contracts, Pure Endowment Contracts; Standard Provisions
§627.465 FSAnnuity Contracts, Pure Endowment Contracts; Grace Period
§627.466 FSAnnuity Contracts, Pure Endowment Contracts; Incontestability
§627.467 FSAnnuity Contracts, Pure Endowment Contracts; Entire Contract
§627.468 FSAnnuity Contracts, Pure Endowment Contracts; Misstatement of Age or Sex
§627.469 FSAnnuity Contracts, Pure Endowment Contracts; Dividends
§627.47 FSAnnuity Contracts, Pure Endowment Contracts; Reinstatement
§627.471 FSReversionary Annuities; Standard Provisions
§627.472 FSIncontestability After Reinstatement
§627.473 FSPolicy Settlements
§627.474 FSPolicy Must Contain Entire Contract
§627.475 FSNonforfeiture Benefits; Certain Interim Policies
§627.476 FSStandard Nonforfeiture Law for Life Insurance
§627.479 FSProhibited Policy Plans
§627.48 FSCash Payments of Single-Premium Life Policies
§627.481 FSRequirements for Certain Annuity Agreements
§627.482 FSInterest Payable on Cash Surrender of Policy
Chapter 627 Part IV: Industrial Life Insurance Policies
PassageTitle
Entire ChapterChapter 627 Part IV (Industrial Life Insurance Policies)
§627.501 FSScope of This Part
§627.502 FS“Industrial Life Insurance” Defined; Reporting; Prohibition on New Policies After a Certain Date
§627.503 FSRequired Provisions
§627.504 FSGrace Period
§627.5045 FSSecondary Notice
§627.505 FSEntire Contract; Statements in Application
§627.506 FSIncontestability
§627.507 FSMisstatement of Age or Sex
§627.508 FSDividends
§627.509 FSReinstatement
§627.51 FSSettlement on Proof of Death
§627.511 FSAuthority to Alter Contract
§627.512 FSBeneficiary
§627.513 FSFacility of Payment
§627.514 FSNonforfeiture Benefits; Certain Interim Policies
§627.515 FSTitle of Industrial Life Insurance Policy
§627.516 FSAdvance Payment of Premiums
§627.517 FSConversion
§627.521 FSDisclosure Statements
§627.522 FSPolicy Requirements and Prohibitions
Chapter 627 Part V: Group Life Insurance Policies
PassageTitle
Entire ChapterChapter 627 Part V (Group Life Insurance Policies)
§627.551 FSGroup Contracts and Plans of Self-Insurance Must Meet Group Requirements
§627.5515 FSOut-Of-State Groups
§627.552 FSEmployee Groups
§627.553 FSDebtor Groups
§627.554 FSLabor Union Groups
§627.555 FSTrustee Groups
§627.556 FSCredit Union Groups
§627.5565 FSAdditional Groups
§627.5567 FSGroup Life Insurance; Association Groups
§627.5575 FSGroup Life Insurance for Dependents
§627.558 FSProvisions Required in Group Contracts
§627.559 FSGrace Period
§627.56 FSIncontestability
§627.561 FSApplication; Statements Deemed Representations
§627.562 FSInsurability
§627.563 FSMisstatement of Age
§627.564 FSPayment of Benefits
§627.565 FSCertificate
§627.566 FSConversion on Termination of Eligibility
§627.567 FSConversion on Termination of Policy
§627.568 FSDeath Pending Conversion
§627.5685 FSContinuance of Coverage During Disability
§627.5686 FSWaiver of Premium for Disabled Insured
§627.569 FSUse of Dividends, Refunds, Rate Reductions, Commissions, Service Fees
§627.57 FSPremium Rates
§627.571 FSAssignment of Incidents of Ownership in Group Life Insurance Policies, Including Conversion Privileges
§627.5725 FSNotification to Insureds of Cancellation or Expiration
§627.573 FSReplacement or Termination of Group Life Insurance; Liability of Prior Insurer
§627.574 FSLiability of Succeeding Insurer on Replacement of Group Policy
§627.575 FSExtension of Benefits
Chapter 627 Part VI: Health Insurance Policies
PassageTitle
Entire ChapterChapter 627 Part VI (Health Insurance Policies)
§627.601 FSScope of This Part
§627.6011 FSMandated Coverages
§627.602 FSScope, Format of Policy
§627.603 FSDeath Benefits
§627.604 FSNonresident Insured
§627.6041 FSChildren with Disabilities; Continuation of Coverage
§627.6043 FSNotification of Cancellation, Nonrenewal, or Change in Rates
§627.6044 FSUse of a Specific Methodology for Payment of Claims
§627.6045 FSPreexisting Condition
§627.6046 FSLimit on Preexisting Conditions
§627.605 FSRequired Provisions; Captions, Omissions, Substitutions
§627.6056 FSCoverage for Ambulatory Surgical Center Service
§627.606 FSEntire Contract; Changes
§627.607 FSTime Limit on Certain Defenses
§627.608 FSGrace Period
§627.609 FSReinstatement
§627.61 FSNotice of Claim
§627.611 FSClaim Forms
§627.612 FSProof of Loss
§627.613 FSTime of Payment of Claims
§627.6131 FSPayment of Claims
§627.614 FSPayment of Claims
§627.6141 FSDenial of Claims
§627.615 FSPhysical Examination, Autopsy
§627.616 FSLegal Actions
§627.617 FSChange of Beneficiary
§627.618 FSOptional Policy Provisions
§627.619 FSChange of Occupation
§627.62 FSMisstatement of Age or Sex
§627.621 FSOther Insurance with This Insurer
§627.622 FSInsurance with Other Insurers
§627.623 FSInsurance with Other Insurers; Other Benefits
§627.624 FSRelation of Earnings to Insurance
§627.625 FSUnpaid Premiums
§627.6265 FSCancellation or Nonrenewal Prohibited
§627.627 FSConformity with Statutes
§627.628 FSIllegal Occupation
§627.629 FSIntoxicants and Narcotics
§627.63 FSOrder of Certain Provisions
§627.631 FSThird-Party Ownership
§627.632 FSRequirements of Other Jurisdictions
§627.633 FSOther Policy Provisions
§627.634 FSAge Limit
§627.635 FSExcess Insurance
§627.636 FSIndustrial Health Insurance
§627.637 FSConstruction of Noncomplying Contracts
§627.638 FSDirect Payment for Hospital, Medical Services
§627.6385 FSDisclosures to Policyholders; Calculations of Cost Sharing
§627.6387 FSShared Savings Incentive Program
§627.639 FSApplication Signed by Agent
§627.64 FSFiling of Classifications and Rates
§627.6401 FSRefunds for Persons Age 64
§627.6402 FSInsurance Rebates for Healthy Lifestyles
§627.64035 FSAdvanced Practice Registered Nurse Services
§627.6403 FSPayment of Acupuncture Benefits to Certified Acupuncturists
§627.6405 FSDecreasing Inappropriate Utilization of Emergency Care
§627.6406 FSMaternity Care
§627.6407 FSMassage
§627.6408 FSDiabetes Treatment Services
§627.6409 FSCoverage for Osteoporosis Screening, Diagnosis, Treatment, and Management
§627.641 FSCoverage for Newborn Children
§627.6415 FSCoverage for Natural-Born, Adopted, and Foster Children; Children in Insured’s Custodial Care
§627.6416 FSCoverage for Child Health Supervision Services
§627.6417 FSCoverage for Surgical Procedures and Devices Incident to Mastectomy
§627.64171 FSCoverage for Length of Stay and Outpatient Postsurgical Care
§627.64172 FSRequirements with Respect to Breast Cancer and Routine Followup Care
§627.6418 FSCoverage for Mammograms
§627.6419 FSRequirements with Respect to Breast Cancer
§627.64193 FSRequired Coverage for Cleft Lip and Cleft Palate
§627.64194 FSCoverage Requirements for Services Provided by Nonparticipating Providers; Payment Collection Limitations
§627.64195 FSRequirements for Opioid Coverage
§627.64196 FSMedication Synchronization
§627.64197 FSCoverage for Organ Transplants
§627.642 FSOutline of Coverage
§627.6425 FSRenewability of Individual Coverage
§627.6426 FSShort-Term Health Insurance
§627.643 FSUniform Minimum Standards
§627.644 FSDiscrimination Against Handicapped Prohibited
§627.645 FSDenial of Health Insurance Claims Restricted
§627.646 FSConversion on Termination of Eligibility
§627.647 FSStandard Health Claim Form
§627.6471 FSContracts for Reduced Rates of Payment; Limitations; Coinsurance and Deductibles
§627.6472 FSExclusive Provider Organizations
§627.64725 FSHealth Maintenance Organization or Exclusive Provider Organization; Disclosure of Terms and Conditions of Plan
§627.6473 FSCombined Preferred Provider and Exclusive Provider Policies
§627.64731 FSLeasing, Renting, or Granting Access to a Participating Provider
§627.6474 FSProvider Contracts
§627.64741 FSPharmacy Benefit Manager Contracts
§627.6475 FSIndividual Reinsurance Pool
§627.6487 FSGuaranteed Availability of Individual Health Insurance Coverage to Eligible Individuals
§627.64995 FSRestrictions on Use of State and Federal Funds for State Exchanges
Chapter 627 Part VII: Group, Blanket, and Franchise Health Insurance Policies
PassageTitle
Entire ChapterChapter 627 Part VII (Group, Blanket, and Franchise Health Insurance Policies)
§627.651 FSGroup Contracts and Plans of Self-Insurance Must Meet Group Requirements
§627.6512 FSExemption of Certain Group Health Insurance Policies
§627.6513 FSScope
§627.6515 FSOut-Of-State Groups
§627.6516 FSTrustee Groups
§627.652 FSGroup Health Insurance; Definitions
§627.6525 FSShort-Term Health Insurance
§627.653 FSEmployee Groups
§627.654 FSLabor Union, Association, and Small Employer Health Alliance Groups
§627.655 FSDebtor Groups
§627.6551 FSTeacher and Student Groups
§627.656 FSAdditional Groups
§627.6561 FSPreexisting Conditions
§627.65612 FSLimit on Preexisting Conditions
§627.65625 FSSpecial Enrollment Periods
§627.6562 FSDependent Coverage
§627.65635 FSProhibiting Discrimination Against Individual Participants and Beneficiaries Based on Health Status
§627.65636 FSInsurance Rebates for Healthy Lifestyles
§627.6563 FSFull-Time Employment Defined
§627.657 FSProvisions of Group Health Insurance Policies
§627.6571 FSGuaranteed Renewability of Coverage
§627.6572 FSPharmacy Benefit Manager Contracts
§627.65735 FSNondiscrimination of Coverage for Surgical Procedures
§627.65746 FSCoverage for Organ Transplants
§627.6574 FSMaternity Care
§627.65755 FSDiabetes Treatment Services
§627.6575 FSCoverage for Newborn Children
§627.65765 FSDental Procedures; Anesthesia and Hospitalization Coverage
§627.6577 FSDental Care
§627.6578 FSCoverage for Natural-Born, Adopted, and Foster Children; Children in Insured’s Custodial Care
§627.6579 FSCoverage for Child Health Supervision Services
§627.658 FSUse of Dividends, Refunds, Rate Reductions, Commissions, Service Fees; Premium Rates
§627.659 FSBlanket Health Insurance; Eligible Groups
§627.66 FSConditions and Provisions of Blanket Health Insurance Policies
§627.661 FSSchool Accident Insurance Claims; Policy Service
§627.6612 FSCoverage for Surgical Procedures and Devices Incident to Mastectomy
§627.66121 FSCoverage for Length of Stay and Outpatient Postsurgical Care
§627.66122 FSRequirements with Respect to Breast Cancer and Routine Followup Care
§627.6613 FSCoverage for Mammograms
§627.6615 FSChildren with Disabilities; Continuation of Coverage Under Group Policy
§627.6616 FSCoverage for Ambulatory Surgical Center Service
§627.6617 FSCoverage for Home Health Care Services
§627.6618 FSPayment of Acupuncture Benefits to Certified Acupuncturists
§627.6619 FSMassage
§627.662 FSOther Provisions Applicable
§627.6621 FSAdvanced Practice Registered Nurse Services
§627.663 FSFranchise Health Insurance
§627.664 FSAssignment of Incidents of Ownership in Group, Blanket, or Franchise Health Policies
§627.6645 FSNotification of Cancellation, Expiration, Nonrenewal, or Change in Rates
§627.6646 FSCancellation or Nonrenewal Prohibited
§627.6648 FSShared Savings Incentive Program
§627.6651 FSReplacement or Termination of Group, Blanket, or Franchise Health Policy or Contract; Liability of Prior Insurer
§627.666 FSLiability of Succeeding Insurer on Replacement of Group, Blanket, or Franchise Health Insurance Policy
§627.667 FSExtension of Benefits
§627.6675 FSConversion on Termination of Eligibility
§627.668 FSOptional Coverage for Mental and Nervous Disorders Required; Exception
§627.6686 FSCoverage for Individuals with Autism Spectrum Disorder Required; Exception
§627.669 FSOptional Coverage Required for Substance Abuse Impaired Persons; Exception
§627.6691 FSCoverage for Osteoporosis Screening, Diagnosis, Treatment, and Management
§627.66911 FSRequired Coverage for Cleft Lip and Cleft Palate
§627.6692 FSFlorida Health Insurance Coverage Continuation Act
§627.6698 FSAttorney’s Fees
§627.6699 FSEmployee Health Care Access Act
§627.66996 FSRestrictions on Use of State and Federal Funds for State Exchanges
§627.66997 FSStop-Loss Insurance
Chapter 627 Part VIII: Medicare Supplement Policies
PassageTitle
Entire ChapterChapter 627 Part VIII (Medicare Supplement Policies)
§627.671 FSMedicare Supplement Reform; Short Title
§627.672 FSDefinitions
§627.673 FSDesignation as Medicare Supplement Policy; Penalties for Violations
§627.6735 FSOrder to Discontinue Certain Advertising
§627.6736 FSFiling Requirements for Out-Of-State Group Policies
§627.6737 FSReporting of Multiple Policies
§627.674 FSMinimum Standards; Filing Requirements
§627.6741 FSIssuance, Cancellation, Nonrenewal, and Replacement
§627.6742 FSPermitted Compensation Arrangements
§627.6743 FSStandards for Marketing
§627.6744 FSRecommended Purchase and Excessive Insurance
§627.6745 FSLoss Ratio Standards; Public Rate Hearings
§627.6746 FSCompliance with Omnibus Budget Reconciliation Acts
§627.675 FSMandated Coverages Inapplicable to Medicare Supplement Policies Unless Specifically Made Applicable
Chapter 627 Part IX: Credit Life and Disability Insurances
PassageTitle
Entire ChapterChapter 627 Part IX (Credit Life and Disability Insurances)
§627.676 FSScope of This Part
§627.677 FSDefinitions
§627.678 FSRules
§627.6785 FSFiling of Rates with Department
§627.679 FSAmount of Insurance; Disclosure
§627.681 FSTerm and Evidence of Insurance
§627.682 FSFiling, Approval of Forms
§627.683 FSLicensed Agent Required
§627.684 FSPremium Not Deemed Loan or Finance Charge
§627.6841 FSCredit Insurance Consolidations; General Requirements
§627.6842 FSGroup-To-Group Consolidations
§627.6843 FSConsolidation Disclosure Requirements
§627.6844 FSReplacement Rules
§627.6845 FSPolicy Forms Used in Connection with Consolidations
Chapter 627 Part X: Property Insurance Contracts
PassageTitle
Entire ChapterChapter 627 Part X (Property Insurance Contracts)
§627.701 FSLiability of Insureds; Coinsurance; Deductibles
§627.7011 FSHomeowners’ Policies; Offer of Replacement Cost Coverage and Law and Ordinance Coverage
§627.70121 FSPayment of Claims for Dual Interest Property
§627.70131 FSInsurer’s Duty to Acknowledge Communications Regarding Claims; Investigation
§627.70132 FSNotice of Property Insurance Claim
§627.7015 FSAlternative Procedure for Resolution of Disputed Property Insurance Claims
§627.70151 FSAppraisal; Conflicts of Interest
§627.70152 FSSuits Arising Under a Property Insurance Policy
§627.70153 FSConsolidation of Residential Property Insurance Actions
§627.70154 FSMandatory Binding Arbitration
§627.7016 FSInsurer Contracts with Building Contractors
§627.70161 FSFamily Day Care Insurance
§627.7017 FSHurricane Loss Mitigation Projects
§627.7018 FSStandards for Determining Risk of Coverage
§627.7019 FSStandardization of Requirements Applicable to Insurers After Natural Disasters
§627.702 FSValued Policy Law
§627.705 FSReturn of Unearned Premium on Overinsured Personal Property
§627.706 FSSinkhole Insurance; Catastrophic Ground Cover Collapse; Definitions
§627.7061 FSCoverage Inquiries
§627.7063 FSBuilding Code Effectiveness Grading Schedule
§627.707 FSInvestigation of Sinkhole Claims; Insurer Payment; Nonrenewals
§627.7072 FSTesting Standards for Sinkholes
§627.7073 FSSinkhole Reports
§627.7074 FSAlternative Procedure for Resolution of Disputed Sinkhole Insurance Claims
§627.711 FSNotice of Premium Discounts for Hurricane Loss Mitigation; Uniform Mitigation Verification Inspection Form
§627.712 FSResidential Windstorm Coverage Required; Availability of Exclusions for Windstorm or Contents
§627.713 FSReport of Hurricane Loss Data
§627.714 FSResidential Condominium Unit Owner Coverage; Loss Assessment Coverage Required
§627.7142 FSHomeowner Claims Bill of Rights
§627.715 FSFlood Insurance
§627.7151 FSLimited Sinkhole Coverage Insurance
§627.7152 FSAssignment Agreements
§627.7153 FSPolicies Restricting Assignment of Post-Loss Benefits Under a Property Insurance Policy
§627.7154 FSProperty Insurer Stability Unit; Duties and Required Reports
§627.7155 FSWind and Flood Coverage in Residential and Commercial Property Insurance Policies
Chapter 627 Part XI: Motor Vehicle and Casualty Insurance Contracts
PassageTitle
Entire ChapterChapter 627 Part XI (Motor Vehicle and Casualty Insurance Contracts)
§627.7261 FSRefusal to Issue Policy
§627.7263 FSRental and Leasing Driver’s Insurance to be Primary; Exception
§627.727 FSMotor Vehicle Insurance; Uninsured and Underinsured Vehicle Coverage; Insolvent Insurer Protection
§627.7275 FSMotor Vehicle Liability
§627.7276 FSNotice of Limited Coverage
§627.7277 FSNotice of Renewal Premium
§627.728 FSCancellations; Nonrenewals
§627.7281 FSCancellation Notice
§627.7282 FSNotice of Additional Premium; Cancellation Upon Nonpayment
§627.7283 FSCancellation; Return of Unearned Premium
§627.7285 FSExperience While Operating a Train
§627.7286 FSRenewal of Policy and Setting of Rates; Certain Experience Not a Factor
§627.7288 FSComprehensive Coverage; Deductible Not to Apply to Motor Vehicle Glass
§627.7289 FSAssignment of Post-Loss Motor Vehicle Glass Benefits Prohibited
§627.7291 FSMotor Vehicle Windshield Claims and Practices; Steering Prohibited; Exceptions
§627.7295 FSMotor Vehicle Insurance Contracts
§627.72951 FSTemporary Binding Permitted
§627.73 FSFlorida Motor Vehicle No-Fault Law
§627.731 FSPurpose
§627.7311 FSEffect of Law on Personal Injury Protection Policies
§627.732 FSDefinitions
§627.733 FSRequired Security
§627.734 FSProof of Security; Security Requirements; Penalties
§627.736 FSRequired Personal Injury Protection Benefits; Exclusions; Priority; Claims
§627.737 FSTort Exemption; Limitation on Right to Damages; Punitive Damages
§627.739 FSPersonal Injury Protection; Optional Limitations; Deductibles
§627.7401 FSNotification of Insured’s Rights
§627.7403 FSMandatory Joinder of Derivative Claim
§627.7405 FSInsurers’ Right of Reimbursement
§627.7407 FSApplication of the Florida Motor Vehicle No-Fault Law
§627.7415 FSCommercial Motor Vehicles; Additional Liability Insurance Coverage
§627.742 FSNonpublic Sector Buses; Additional Liability Insurance Coverage
§627.743 FSPayment of Third-Party Claims
§627.744 FSPreinsurance Inspection of Private Passenger Motor Vehicles
§627.745 FSMediation of Claims
§627.746 FSCoverage for Minors Who Have a Learner’s Driver License; Additional Premium Prohibited
§627.747 FSNamed Driver Exclusion
§627.748 FSTransportation Network Companies
§627.7483 FSPeer-To-Peer Car Sharing; Insurance Requirements
§627.749 FSAutonomous Vehicles; Insurance Requirements
§627.7491 FSOfficial Law Enforcement Vehicles; Motor Vehicle Insurance Requirements
Chapter 627 Part XII: Surety Insurance Contracts
PassageTitle
Entire ChapterChapter 627 Part XII (Surety Insurance Contracts)
§627.751 FSSurety on Required Bonds; Release
§627.752 FSBonds in Judicial Proceedings
§627.754 FSSureties Upon Official Bonds
§627.756 FSBonds for Construction Contracts; Attorney Fees in Case of Suit
§627.758 FSSurety on Auto Club Traffic Arrest Bond; Conditions, Limit; Bail Bond
§627.759 FSEstoppel to Deny Power
Chapter 627 Part XIII: Title Insurance Contracts
PassageTitle
Entire ChapterChapter 627 Part XIII (Title Insurance Contracts)
§627.7711 FSDefinitions
§627.776 FSApplicability or Inapplicability of Florida Insurance Code Provisions to Title Insurers
§627.777 FSApproval of Forms
§627.7773 FSAccounting and Auditing of Forms by Title Insurers
§627.7776 FSFurnishing of Supplies; Civil Liability
§627.778 FSLimit of Risk
§627.78 FSIllegal Dealings in Premium
§627.782 FSAdoption of Rates
§627.783 FSRate Deviation
§627.7831 FSCommitments; Charges; Collection
§627.784 FSCasualty Title Insurance Prohibited
§627.7841 FSInsurance Against Adverse Matters or Defects in the Title
§627.7842 FSPolicy Exceptions
§627.7843 FSProperty Information Reports
§627.7845 FSDetermination of Insurability Required; Preservation of Evidence of Title Search and Examination
§627.785 FSPreemption by State
§627.786 FSTransaction of Title Insurance and Any Other Kind of Insurance Prohibited
§627.7865 FSTitle Insurer Assessments
§627.791 FSPenalties Against Title Insurers for Violations by Persons or Entities Not Licensed
§627.792 FSLiability of Title Insurers for Defalcation by Title Insurance Agents or Agencies
§627.796 FSErrors and Omissions Policy Requirements
§627.797 FSExempt Agent List
§627.798 FSRulemaking Authority
Chapter 627 Part XIV: Variable or Indeterminate Value Contracts
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Entire ChapterChapter 627 Part XIV (Variable or Indeterminate Value Contracts)
§627.801 FSApplication of This Part
§627.8015 FS“Indeterminate Value Contracts” and “Variable Contracts” Defined
§627.802 FSEstablishment and Maintenance of Separate Accounts
§627.803 FSStatement of Value of Benefits
§627.804 FSInvestment of Assets
§627.805 FSRegulation of Variable and Indeterminate Value Contracts; Rules
§627.8055 FSQualification of Companies to Issue Variable or Indeterminate Value Contracts
§627.806 FSApplicability of Code to Indeterminate Value Contracts and Variable Life Insurance Contracts and Accounts
§627.807 FSVariable or Indeterminate Value Contract Reserve Requirements
Chapter 627 Part XV: Premium Finance Companies and Agreements
PassageTitle
Entire ChapterChapter 627 Part XV (Premium Finance Companies and Agreements)
§627.826 FS“Premium Finance Company” Defined
§627.827 FS“Premium Finance Agreement” Defined
§627.828 FSLicense Required
§627.8281 FSLevy Upon Deposit
§627.829 FSApproval, Disapproval of Application; License Renewal
§627.832 FSGrounds for Refusal, Suspension, or Revocation of License
§627.833 FSAdministrative Fine and Probation in Lieu of Suspension, Revocation, or Refusal to Renew License
§627.834 FSExaminations
§627.835 FSExcessive Premium Finance Charge; Penalty
§627.836 FSLicensee’s Books and Records; Reports
§627.838 FSFiling and Approval of Forms; Service Charges
§627.839 FSForm and Content of Premium Finance Agreements
§627.84 FSLimitation on Service and Other Charges
§627.8405 FSProhibited Acts; Financing Companies
§627.841 FSDelinquency, Collection, Cancellation, and Check Return Charges; Attorney’s Fees
§627.842 FSRestrictions on Premium Finance Agreements
§627.843 FSDelivery of Copy of Premium Finance Agreement
§627.844 FSAssignment of Premium Finance Agreement
§627.845 FSStatement of Account; Receipts
§627.847 FSExtensions or Deferrals
§627.848 FSCancellation of Insurance Contract Upon Default
§627.849 FSFees
Chapter 627 Part XVI: Premium Financing
PassageTitle
Entire ChapterChapter 627 Part XVI (Premium Financing)
§627.901 FSPremium Financing by an Insurance Agent or Agency
§627.902 FSPremium Financing by an Insurer or Subsidiary
§627.903 FSPremium Finance Cost Specified
§627.904 FSInsurer Filing; Approval of Forms; Service Charge Filing
Chapter 627 Part XVII: Insurer Reporting
PassageTitle
Entire ChapterChapter 627 Part XVII (Insurer Reporting)
§627.911 FSScope of This Part
§627.912 FSProfessional Liability Claims and Actions; Reports by Insurers and Health Care Providers; Annual Report by Office
§627.9122 FSOfficers’ and Directors’ Liability Claims; Reports by Insurers
§627.9126 FSReports by Liability Insurers
§627.913 FSReports by Products Liability Insurers
§627.914 FSReports of Information by Workers’ Compensation Insurers Required
§627.915 FSInsurer Experience Reporting
§627.917 FSUniform Risk Classification Reporting System for Motor Vehicle Insurance
§627.9175 FSReports of Information on Health and Accident Insurance
§627.918 FSReporting Formats
§627.919 FSMaintenance of Insurance Data
Chapter 627 Part XVIII: Long-Term Care Insurance Policies
PassageTitle
Entire ChapterChapter 627 Part XVIII (Long-Term Care Insurance Policies)
§627.9401 FSShort Title
§627.9402 FSPurpose
§627.9403 FSScope
§627.9404 FSDefinitions
§627.9405 FSAuthorized Groups; Filing Requirements
§627.9406 FSOut-Of-State Group Long-Term Care Insurance
§627.9407 FSDisclosure, Advertising, and Performance Standards for Long-Term Care Insurance
§627.94071 FSMinimum Standards for Home Health Care Benefits
§627.94072 FSMandatory Offers
§627.94073 FSNotice of Cancellation; Grace Period
§627.94074 FSStandards for Benefit Triggers
§627.94075 FSA Qualified State Long-Term Care Insurance Partnership Program in Florida
§627.94076 FSTime Limit on Certain Defenses
§627.9408 FSRules
Chapter 627 Part XIX: Purchasing Groups and Risk Retention Groups
PassageTitle
Entire ChapterChapter 627 Part XIX (Purchasing Groups and Risk Retention Groups)
§627.941 FSPurpose
§627.942 FSDefinitions
§627.943 FSRisk Retention Groups Certified in Florida
§627.944 FSRisk Retention Groups Not Certificated in This State
§627.945 FSCompulsory Association
§627.946 FSCountersignatures Not Required
§627.947 FSPurchasing Groups; Exemption from Certain Insurer Provisions
§627.948 FSNotice and Registration Requirements of Purchasing Groups
§627.949 FSRestrictions on Insurance Purchased by Purchasing Groups
§627.95 FSAdministrative and Procedural Authority Regarding Risk Retention and Purchasing Groups
§627.951 FSPenalties; Cease and Desist Orders; Injunctions
§627.952 FSRisk Retention and Purchasing Group Agents
§627.953 FSBinding Effect of Orders Issued in United States District Court
§627.954 FSRules
§627.955 FSLimitation on Deductibles
Chapter 627 Part XX: Financial Guaranty Insurance
PassageTitle
Entire ChapterChapter 627 Part XX (Financial Guaranty Insurance)
§627.971 FSDefinitions
§627.972 FSOrganization; Financial Requirements
§627.973 FSLimitations
§627.974 FSFiling of Policy Forms and Rates
§627.975 FSReinsurance
Chapter 627 Part XXI: Mortgage Insurance Consolidations
PassageTitle
Entire ChapterChapter 627 Part XXI (Mortgage Insurance Consolidations)
§627.981 FSScope of Part
§627.982 FSDefinitions
§627.983 FSGeneral Requirements
§627.984 FSGroup-To-Group Consolidations
§627.985 FSDisclosure Requirements
§627.986 FSReplacement Rules
§627.987 FSPolicy Forms
Chapter 627 Part XXII: Collateral Protection Insurance
PassageTitle
Entire ChapterChapter 627 Part XXII (Collateral Protection Insurance)
§627.9901 FSPurpose
§627.9902 FSScope
§627.9903 FSDefinitions
§627.9904 FSTerm of Insurance Policy
§627.9905 FSCalculation of Coverage and Payment of Premiums
§627.9906 FSProhibited Practices
§627.9907 FSNoncircumvention
§627.9908 FSEvidence of Coverage
§627.9909 FSFiling, Approval, and Withdrawal of Forms and Rates
§627.9911 FSEnforcement; Proceedings; Penalties
§627.9912 FSRulemaking
§627.9913 FSSeverability

Chapter 628: Stock and Mutual Insurers; Holding Companies

Chapter 628 Part I: Stock and Mutual Insurers: Organization and Corporate Procedures
PassageTitle
Entire ChapterChapter 628 Part I (Stock and Mutual Insurers: Organization and Corporate Procedures)
§628.011 FSScope of Part
§628.021 FS“Stock Insurer” Defined
§628.031 FS“Mutual Insurer” Defined
§628.041 FSApplicability of General Corporation Statutes
§628.051 FSApplication for Permit to Form Insurer; Contents; Fee
§628.061 FSInvestigation of Proposed Organization
§628.071 FSGranting, Denial of Permit
§628.081 FSIncorporation of Domestic Insurer
§628.091 FSFiling, Approval of Articles of Incorporation
§628.101 FSAmendment of Certificate of Incorporation; Stock Insurer
§628.111 FSAmendment of Articles of Incorporation; Mutual Insurer
§628.121 FSCapital Stock; Amount; Payment
§628.131 FSLimitation on Organization and Stock Sales Expenses
§628.151 FSInsurance Business Exclusive
§628.152 FSDomestic Stock Insurers; Proxies, Consents, and Authorizations with Respect to Any Voting Security
§628.161 FSInitial Qualifications; Mutuals
§628.171 FSFormation of Mutual Insurer; Bond
§628.221 FSBylaws of Mutual Insurer
§628.231 FSDirectors
§628.251 FSManagement and Exclusive Agency Contracts
§628.255 FSPerson with Effective Control Cannot Receive Commission Unless Contract Approved; Penalties
§628.261 FSNotice of Change of Director or Officer
§628.271 FSOffice and Records; Penalty for Unlawful Removal of Records
§628.281 FSExceptions to Requirement That Office, Records, and Assets be Maintained in This State
§628.291 FSUnauthorized Transactions in Other States
§628.301 FSMembership in Mutual Insurer
§628.341 FSNonassessable Policies; Mutual Insurers
§628.351 FSNonassessable Policies; Revocation of Authority of Mutual Insurer
§628.361 FSParticipating Policies
§628.371 FSDividends to Stockholders
§628.381 FSDividends to Mutual Policyholders
§628.391 FSIllegal Dividends; Penalty
§628.401 FSBorrowed Surplus
§628.411 FSImpairment of Capital or Assets
§628.421 FSAssessment of Stockholders or Members
§628.431 FSMutualization of Stock Insurers
§628.441 FSConverting Mutual Insurer
§628.451 FSMerger or Share Exchange of Stock Insurers and Other Entities
§628.461 FSAcquisition of Controlling Stock
§628.4615 FSSpecialty Insurers; Acquisition of Controlling Stock, Ownership Interest, Assets, or Control; Merger or Consolidation
§628.471 FSMergers; Mutual Insurers
§628.481 FSBulk Reinsurance; Stock Insurers
§628.491 FSMergers and Consolidations; Mutual Insurers; Agreement of Bulk Reinsurance
§628.501 FSMutual Member’s Share of Assets on Liquidation
§628.511 FSOwnership or Transfer of Securities Without Physical Delivery of Certificates
§628.520 FSChange of Domicile of a Foreign Insurer
§628.525 FSChange of Domicile of a Domestic Insurer
§628.530 FSEffects of Redomestication
§628.535 FSAuthority to Adopt Rules
Chapter 628 Part II: Assessable Mutual Insurers
PassageTitle
Entire ChapterChapter 628 Part II (Assessable Mutual Insurers)
§628.6011 FSAssessable Mutual Insurers
§628.6012 FSPremiums Written; Restrictions
§628.6013 FSConverted Self-Insurance Fund; Trade Association; Board of Directors
§628.6014 FSAnnual Reports
§628.6015 FSTax on Premiums, Contributions, and Assessments of Assessable Mutual Insurers
§628.6016 FSApplicability of Related Laws
§628.6017 FSConverting Assessable Mutual Insurer
§628.6018 FSAssessments
Chapter 628 Part III: Mutual Insurance Holding Companies
PassageTitle
Entire ChapterChapter 628 Part III (Mutual Insurance Holding Companies)
§628.701 FSScope
§628.703 FSDefinitions
§628.705 FSProhibition of Stock Transfers
§628.707 FSApplicability of General Corporation Statutes
§628.709 FSFormation of a Mutual Insurance Holding Company
§628.711 FSPlan of Reorganization
§628.713 FSDividends
§628.715 FSMerger and Acquisitions
§628.717 FSFiling of Articles of Incorporation
§628.719 FSAmendment of Articles of Incorporation
§628.721 FSBylaws
§628.723 FSDirectors
§628.725 FSNotice of Change of Director or Officer
§628.727 FSMembership
§628.729 FSMember’s Share of Assets on Voluntary Dissolution
§628.730 FSMerger with Intermediate Holding Company
§628.731 FSApplication of Holding Company Statutes and Regulations
§628.733 FSConverting Mutual Insurance Holding Company
Chapter 628 Part IV: Insurance Holding Companies
PassageTitle
Entire ChapterChapter 628 Part IV (Insurance Holding Companies)
§628.801 FSInsurance Holding Companies; Registration; Regulation
§628.8015 FSOwn-Risk and Solvency Assessment; Corporate Governance Annual Disclosure
§628.802 FSInjunction
§628.803 FSSanctions
§628.804 FSGroupwide Supervision for International Insurance Groups
§628.805 FSSupervisory Colleges
Chapter 628 Part V: Captive Insurers
PassageTitle
Entire ChapterChapter 628 Part V (Captive Insurers)
§628.901 FSDefinitions
§628.905 FSLicensing; Authority
§628.906 FSApplication Requirements; Restrictions on Eligibility of Officers and Directors
§628.907 FSMinimum Capital and Net Assets Requirements; Restriction on Payment of Dividends
§628.908 FSSurplus Requirements; Restriction on Payment of Dividends
§628.909 FSApplicability of Other Laws
§628.91 FSIncorporation Options and Requirements
§628.911 FSReports and Statements
§628.912 FSDiscounting of Loss and Loss Adjustment Expense Reserves
§628.913 FSCaptive Reinsurance Companies
§628.914 FSMinimum Capitalization or Reserves for Captive Reinsurance Companies
§628.9141 FSIncorporation of a Captive Reinsurance Company
§628.9142 FSReinsurance; Effect on Reserves
§628.915 FSExemption from Compulsory Association
§628.917 FSInsolvency and Liquidation
§628.918 FSManagement of Assets of Captive Reinsurance Company
§628.919 FSStandards to Ensure Risk Management Control by Parent Company
§628.92 FSEligibility of Licensed Captive Insurance Company for Certificate of Authority to Act as Insurer

Chapter 629: Reciprocal Insurers

Chapter 629: Reciprocal Insurers
PassageTitle
Entire ChapterChapter 629 (Reciprocal Insurers)
§629.011 FSDefinitions
§629.031 FSScope of Chapter
§629.041 FSInsuring Powers of Reciprocals
§629.051 FSName; Suits
§629.071 FSSurplus Funds Required
§629.081 FSOrganization of Reciprocal Insurer
§629.091 FSReciprocal Certificate of Authority
§629.094 FSContinued Eligibility for Certificate of Authority
§629.101 FSPower of Attorney
§629.111 FSModifications
§629.121 FSAttorney’s Bond
§629.131 FSDeposit in Lieu of Bond
§629.141 FSAction on Bond
§629.161 FSContributions to Insurer
§629.171 FSAnnual Statement
§629.181 FSFinancial Condition; Method of Determining
§629.191 FSWho May be Subscribers
§629.201 FSSubscribers’ Advisory Committee
§629.211 FSSubscribers’ Liability
§629.221 FSSubscribers’ Liability; on Judgment
§629.225 FSAcquisitions
§629.227 FSBackground Information
§629.229 FSAttorneys in Fact, Officers, and Directors of Insolvent Reciprocal Insurers or Other Insurers
§629.231 FSAssessments
§629.241 FSTime Limit for Assessments
§629.251 FSAggregate Liability
§629.261 FSNonassessable Policies
§629.271 FSDistribution of Savings
§629.281 FSSubscribers’ Share in Assets
§629.291 FSMerger or Conversion
§629.301 FSImpaired Reciprocal Insurers
§629.401 FSInsurance Exchange
§629.5011 FSTax on Premiums
§629.520 FSAuthority of a Limited Reciprocal Insurer
§629.525 FSRulemaking Authority

Chapter 630: Alien Insurers: Trusteed Assets; Domestication

Chapter 630: Alien Insurers: Trusteed Assets; Domestication
PassageTitle
Entire ChapterChapter 630 (Alien Insurers: Trusteed Assets; Domestication)
§630.011 FSScope of Chapter
§630.021 FSRequired Deposit of Assets
§630.031 FSExisting Trusts
§630.041 FSPurpose and Duration
§630.051 FSTrust Agreement; Approval; Amendment
§630.061 FSAuthority to Execute Trust Agreement
§630.071 FSRequirements and Contents of Trust Agreement
§630.081 FSWithdrawal of Assets, in General
§630.091 FSStatement of Trustee
§630.101 FSExamination of Assets
§630.111 FSCanadian Insurers
§630.121 FSDomestication of Alien Insurer; Definitions
§630.131 FSDomestication Procedure
§630.141 FSDomestication Agreement; Authorization; Execution
§630.151 FSOffice Approval of Domestication Agreement
§630.161 FSConsummation of Domestication; Transfer of Assets and Deposits

Chapter 631: Insurer Insolvency: Rehabilitation and Liquidation

Chapter 631 Part I: Insurer Insolvency: Rehabilitation and Liquidation
PassageTitle
Entire ChapterChapter 631 Part I (Insurer Insolvency: Rehabilitation and Liquidation)
§631.001 FSTitle, Construction, and Purpose
§631.011 FSDefinitions
§631.015 FSReciprocity; Treatment of Policyholders
§631.021 FSJurisdiction of Delinquency Proceeding; Venue; Change of Venue; Exclusiveness of Remedy; Appeal; Construction
§631.025 FSPersons Subject to This Part
§631.031 FSInitiation and Commencement of Delinquency Proceeding
§631.041 FSAutomatic Stay; Relief from Stay; Injunctions
§631.042 FSExtension of Time
§631.051 FSGrounds for Rehabilitation; Domestic Insurers
§631.0515 FSAppointment of Receiver; Insurance Holding Company
§631.061 FSGrounds for Liquidation
§631.071 FSGrounds for Conservation; Foreign Insurers
§631.081 FSGrounds for Conservation; Alien Insurers
§631.091 FSGrounds for Ancillary Liquidation; Foreign Insurers
§631.101 FSOrder of Rehabilitation; Termination
§631.111 FSOrder of Liquidation; Domestic Insurers
§631.112 FSSubordination of Claims for Noncooperation
§631.121 FSOrder of Liquidation; Alien Insurers
§631.131 FSOrder of Conservation or Ancillary Liquidation of Foreign or Alien Insurers
§631.141 FSConduct of Delinquency Proceeding; Domestic and Alien Insurers
§631.152 FSConduct of Delinquency Proceeding; Foreign Insurers
§631.1521 FSActions by and Against the Receiver
§631.1522 FSUnrecorded Obligations and Defenses and Claims of Affiliates
§631.153 FSIntervention; Exclusiveness of Claims Procedure
§631.154 FSFunds, Assets, or Other Property in the Possession of Third Person
§631.155 FSAgents’ Balances; Premiums and Unearned Commissions
§631.156 FSInvestigation by the Department; Scope of Authority; Sharing of Materials
§631.157 FSCivil Action by the Receiver
§631.161 FSClaims of Nonresidents Against Insurers Domiciled in This State
§631.171 FSClaims of Residents Against Insurers Domiciled in Reciprocal States
§631.181 FSFiling and Proof of Claim
§631.182 FSReceiver Claims Report and Claimants Objections Procedure
§631.191 FSSpecial Deposit Claims; Secured Claims; Administration of Workers’ Compensation Large Deductible Policies and Insured Collateral
§631.192 FSAllowance of Certain Claims
§631.193 FSReleases
§631.195 FSRecords of Insurers; Public Records Exemptions
§631.201 FSAttachment and Garnishment of Assets
§631.205 FSReinsurance Proceeds
§631.206 FSArbitration
§631.221 FSDeposit of Moneys Collected
§631.231 FSExemption from Fees
§631.241 FSBorrowing on Pledge of Assets
§631.251 FSDate Rights Fixed on Liquidation
§631.252 FSContinuation of Coverage
§631.261 FSVoidable Transfers
§631.262 FSTransfers Prior to Petition
§631.263 FSTransfers After Petition
§631.271 FSPriority of Claims
§631.2715 FSLiability Under Federal Priority of Claims Law
§631.281 FSOffsets
§631.311 FSReport and Petition for Assessment
§631.321 FSOrder and Levy of Assessment
§631.331 FSAssessment Prima Facie Correct; Notice; Payment; Proceeding to Collect
§631.341 FSNotice of Insolvency to Policyholders by Insurer, General Agent, or Agent
§631.361 FSSeizure Under Court Order
§631.371 FSSeizure Under Order of the Department
§631.391 FSCooperation of Officers and Employees
§631.3915 FSActions for Damages
§631.392 FSImmunity
§631.395 FSGuaranty Fund; Orders of Court
§631.397 FSUse of Certain Marshaled Assets
§631.398 FSPrevention of Insolvencies
§631.399 FSReceiver’s Right to Recover Distributions Made to Affiliate
§631.400 FSRehabilitation of Title Insurer
§631.401 FSRecovery of Assessments and Assumed Policy Obligations
Chapter 631 Part II: Florida Insurance Guaranty of Payments
PassageTitle
Entire ChapterChapter 631 Part II (Florida Insurance Guaranty of Payments)
§631.50 FSTitle
§631.51 FSPurposes
§631.52 FSScope
§631.53 FSConstruction
§631.54 FSDefinitions
§631.55 FSCreation of the Association
§631.56 FSBoard of Directors
§631.57 FSPowers and Duties of the Association
§631.58 FSPlan of Operation
§631.582 FSPublic Records Exemption
§631.59 FSDuties and Powers of Department and Office; Association Contracts and Purchases
§631.60 FSEffect of Paid Claims
§631.61 FSNonduplication of Recovery
§631.62 FSPrevention of Insolvencies
§631.63 FSExamination of the Association
§631.64 FSRecognition of Assessments
§631.65 FSAdvertisement or Solicitation
§631.66 FSImmunity
§631.67 FSStay of Proceedings; Reopening of Default Judgments
§631.68 FSLimitation; Certain Actions
§631.695 FSRevenue Bond Issuance Through Counties or Municipalities
Chapter 631 Part III: Life and Health Insurance Guaranty of Payments
PassageTitle
Entire ChapterChapter 631 Part III (Life and Health Insurance Guaranty of Payments)
§631.711 FSShort Title
§631.712 FSPurpose; Construction
§631.713 FSApplication of Part
§631.714 FSDefinitions
§631.715 FSFlorida Life and Health Insurance Guaranty Association
§631.716 FSBoard of Directors
§631.717 FSPowers and Duties of the Association
§631.718 FSAssessments
§631.72 FSPremium or Income Tax Credits for Assessments Paid
§631.721 FSPlan of Operation
§631.722 FSPowers and Duties of Department and Office; Association Contracts and Purchases
§631.723 FSPrevention of Insolvencies
§631.724 FSRecords and Meetings of Association
§631.725 FSExamination of the Association; Annual Report
§631.726 FSTax Exemptions
§631.727 FSImmunity
§631.728 FSExtent of Liability of Association
§631.729 FSLiability of Insureds for Unpaid Assessments
§631.7295 FSReinsurance
§631.731 FSLiquidation, Rehabilitation, or Conservation Proceedings; Distributions
§631.733 FSStay of Proceedings
§631.734 FSReopening Default Judgments
§631.735 FSProhibited Advertisement of Florida Life and Health Insurance Guaranty Association Act in Sale of Insurance
§631.737 FSRescission and Review Generally
§631.738 FSApplicability as to Certain Health Maintenance Organizations
Chapter 631 Part IV: Health Maintenance Organization Consumer Assistance Plan
PassageTitle
Entire ChapterChapter 631 Part IV (Health Maintenance Organization Consumer Assistance Plan)
§631.811 FSShort Title
§631.812 FSPurpose; Construction
§631.813 FSApplication of Part
§631.814 FSDefinitions
§631.815 FSFlorida Health Maintenance Organization Consumer Assistance Plan
§631.816 FSBoard of Directors
§631.817 FSEligibility
§631.818 FSPowers and Duties of the Plan
§631.819 FSAssessments
§631.820 FSPlan of Operation
§631.821 FSPowers and Duties of the Department; Board Contracts and Purchases
§631.822 FSRecords of Plan
§631.823 FSExamination of the Plan; Annual Report
§631.824 FSTax Exemptions
§631.825 FSImmunity
§631.826 FSExtent of Liability of Plan
§631.827 FSProhibited Advertisement
§631.828 FSAssessments Against Member HMOs; Income Tax Credit for Assessments Paid
Chapter 631 Part V: Florida Workers’ Compensation Insurance Guaranty Association
PassageTitle
Entire ChapterChapter 631 Part V (Florida Workers’ Compensation Insurance Guaranty Association)
§631.901 FSTitle
§631.902 FSPurposes
§631.903 FSConstruction
§631.904 FSDefinitions
§631.911 FSCreation of the Florida Workers’ Compensation Insurance Guaranty Association, Incorporated; Merger; Effect of Merger
§631.912 FSBoard of Directors
§631.913 FSPowers and Duties of the Corporation
§631.914 FSAssessments
§631.916 FSPlan of Operation
§631.917 FSPrevention of Insolvencies
§631.918 FSImmunity
§631.919 FSProhibited Advertisement of Solicitation
§631.921 FSDepartment Powers; Board Contracts and Purchases
§631.922 FSLiability of Members of an Impaired Self-Insurance Fund for Unpaid Claims
§631.923 FSEffect of Paid Claims
§631.924 FSStay of Proceedings; Reopening of Default Judgments
§631.927 FSAssumption of Liability
§631.928 FSFlorida Workers’ Compensation Insurance Guaranty Association Account
§631.929 FSElection of Remedies
§631.931 FSReports and Recommendations by Board; Public Records Exemption
§631.932 FSNegotiations; Public Meetings and Records Exemptions

Chapter 632: Fraternal Benefit Societies

Chapter 632: Fraternal Benefit Societies
PassageTitle
Entire ChapterChapter 632 (Fraternal Benefit Societies)
§632.601 FS“Fraternal Benefit Society” Defined
§632.602 FS“Lodge System” Defined
§632.603 FS“Representative Form of Government” Defined
§632.604 FSTerms Used
§632.605 FSPurposes and Powers
§632.606 FSQualifications for Membership
§632.607 FSLocation of Office; Meetings; Communications to Members; Grievance Procedures
§632.608 FSNo Personal Liability
§632.609 FSWaiver Prohibited
§632.611 FSOrganization
§632.612 FSAmendments to Laws
§632.613 FSInstitutions
§632.614 FSReinsurance
§632.615 FSConsolidations and Mergers
§632.616 FSConversion of Fraternal Benefit Society into Mutual Life Insurance Company
§632.617 FSBenefits
§632.618 FSBeneficiaries
§632.619 FSBenefits Not Attachable
§632.621 FSThe Benefit Contract
§632.622 FSNonforfeiture Benefits, Cash Surrender Values, Certificate Loans, and Other Options
§632.623 FSInvestments
§632.624 FSFunds
§632.625 FSExemptions
§632.626 FSTaxation
§632.627 FSValuation
§632.628 FSReports
§632.629 FSAnnual License
§632.631 FSExamination of Societies; No Adverse Publications
§632.632 FSForeign or Alien Society; Admission
§632.633 FSAdditional Grounds for Suspension, Revocation, or Denial of Certificate of Authority; Receivership; Insolvency
§632.634 FSLicensing and Appointment of Agents
§632.635 FSUnfair and Deceptive Acts and Practices
§632.636 FSViolations; Penalties
§632.637 FSExemption of Certain Societies
§632.638 FSApplicability of Other Code Provisions

Chapter 633: Fire Prevention and Control
Chapter 633 Part I: General Provisions
PassageTitle
Entire ChapterChapter 633 Part I (General Provisions)
§633.102 FSDefinitions
§633.104 FSState Fire Marshal; Authority; Duties; Rules
§633.106 FSState Fire Marshal; Disciplinary Authority; Administrative Fine and Probation in Lieu of Suspension, Revocation, or Refusal to Issue A License, Permit, or Certificate
§633.107 FSExemption from Disqualification from Licensure or Certification
§633.108 FSState Fire Marshal; Chapter and Rules; Force and Effect
§633.112 FSState Fire Marshal; Hearings; Investigations; Recordkeeping and Reports; Subpoenas of Witnesses; Orders of Circuit Court
§633.114 FSState Fire Marshal Agents; Authority; Duties; Compensation
§633.116 FSAgents; Powers to Make Arrests, Conduct Searches and Seizures, Serve Summonses, and Carry Firearms
§633.118 FSPersons Authorized to Enforce Laws and Rules of State Fire Marshal
§633.122 FSImpersonating State Fire Marshal, Firefighter, Volunteer Firefighter, or Firesafety Inspector; Criminal Penalties
§633.124 FSPenalty for Violation of Law, Rule, or Order to Cease and Desist or for Failure to Comply with Corrective Order
§633.126 FSInvestigation of Fraudulent Insurance Claims and Crimes; Immunity of Insurance Companies Supplying Information
§633.128 FSDivision of State Fire Marshal; Powers, Duties
§633.132 FSFees
§633.134 FSGifts and Grants
§633.135 FSFirefighter Assistance Grant Program
§633.136 FSFire and Emergency Incident Information Reporting Program; Duties; Fire Reports
§633.137 FSFirefighter Cancer Decontamination Equipment Grant Program
§633.138 FSNotice of Change of Address of Record; Notice of Felony Actions
§633.142 FSReduced Cigarette Ignition Propensity Standard and Firefighter Protection Act; Preemption
§633.1423 FSState Fire Marshal Direct-Support Organization
Chapter 633 Part II: Fire Safety and Prevention
PassageTitle
Entire ChapterChapter 633 Part II (Fire Safety and Prevention)
§633.202 FSFlorida Fire Prevention Code
§633.204 FSFlorida Fire Code Advisory Council
§633.206 FSUniform Firesafety Standards
§633.208 FSMinimum Firesafety Standards
§633.212 FSLegislative Intent; Informal Interpretations of the Florida Fire Prevention Code
§633.214 FSOrdinances Relating to Firesafety; Definitions; Penalties
§633.216 FSInspection of Buildings and Equipment; Orders; Firesafety Inspection Training Requirements; Certification; Disciplinary Action
§633.217 FSInfluencing A Firesafety Inspector; Prohibited Acts
§633.218 FSInspections of State Buildings and Premises; Tests of Firesafety Equipment; Building Plans to be Approved
§633.222 FSBuildings with Light-Frame Truss-Type Construction; Notice Requirements; Enforcement
§633.224 FSAutomatic Fire Sprinkler Systems for One-Family Dwellings, Two-Family Dwellings, and Mobile Homes
§633.226 FSExemptions; Farm Outbuildings; Standpipe Systems Installed by Plumbing Contractors
§633.228 FSViolations; Orders to Cease and Desist, Correct Hazardous Conditions, Preclude Occupancy, or Vacate; Enforcement; Penalties
Chapter 633 Part III: Fire Protection and Suppression
PassageTitle
Entire ChapterChapter 633 Part III (Fire Protection and Suppression)
§633.302 FSFlorida Fire Safety Board; Membership; Duties; Meetings; Officers; Quorum; Compensation; Seal
§633.304 FSFire Suppression Equipment; License to Install or Maintain
§633.306 FSRequirements for Installation, Inspection, and Maintenance of Fire Suppression Equipment
§633.308 FSStandard Service Tag Required on All Fire Extinguishers and Preengineered Systems; Serial Number Required on All Portable Fire Extinguishers; Standard Inspection Tags Required on All Fire Protection Systems
§633.312 FSInspection of Fire Control Systems, Fire Hydrants, and Fire Protection Systems
§633.314 FSSale or Use of Certain Types of Fire Extinguishers Prohibited; Penalty
§633.316 FSFire Suppression System Contractors; Disciplinary Action
§633.318 FSCertificate Application and Issuance; Permit Issuance; Examination and Investigation of Applicant
§633.322 FSCounty, Municipal, and Special District Powers; Effect of Ch. 75-240
§633.324 FSRecords Concerning Applicant; Extent of Confidentiality
§633.326 FSCertificate Effective Statewide; Not Transferable
§633.328 FSIssuance of Certificate to Individuals and Business Organizations
§633.332 FSCertificate; Expiration; Renewal; Inactive Certificate; Continuing Education
§633.334 FSRequirements for Installation, Inspection, and Maintenance of Fire Protection Systems
§633.336 FSContracting Without Certificate Prohibited; Violations; Penalty
§633.338 FSDisciplinary Action; Fire Protection System Contractors; Grounds for Denial, Nonrenewal, Suspension, or Revocation of Certificate or Permit
§633.342 FSViolations Subject to Injunction
§633.344 FSApplication of Law Regulating Contracting and Contractors
§633.346 FSJurisdiction of State Fire Marshal Over Alarm System Contractors and Certified Unlimited Electrical Contractors
§633.348 FSRequirements for Fire Alarm System Equipment
§633.3482 FSProhibited Acts Regarding Alarm System Contractors or Certified Unlimited Electrical Contractors; Penalties
Chapter 633 Part IV: Fire Standards and Training
PassageTitle
Entire ChapterChapter 633 Part IV (Fire Standards and Training)
§633.402 FSFirefighters Employment, Standards, and Training Council; Organization; Meetings; Quorum; Compensation; Seal; Special Powers; Firefighter Training
§633.404 FSAdditional Standards Authorized
§633.406 FSClasses of Certification
§633.408 FSFirefighter and Volunteer Firefighter Training and Certification
§633.412 FSFirefighters; Qualifications for Certification
§633.414 FSRetention of Firefighter and Volunteer Firefighter Certifications
§633.415 FSLifetime Firefighter Designation
§633.416 FSFirefighter Employment and Volunteer Firefighter Service; Saving Clause
§633.418 FSInservice Training and Promotion; Participation
§633.422 FSFirefighters; Supplemental Compensation
§633.424 FSFalsification of Qualifications
§633.426 FSDisciplinary Action; Standards for Revocation of Certification
§633.428 FSFlorida State Fire College Established
§633.432 FSPurpose of Fire College
§633.434 FSSuperintendent of College
§633.436 FSUse of Insurance Regulatory Trust Fund
§633.438 FSProcedure for Making Expenditures
§633.442 FSBuildings, Equipment, and Other Facilities; Use
§633.444 FSDivision Powers and Duties; Florida State Fire College
§633.446 FSFees
Chapter 633 Part V: Florida Firefighters Occupational Safety and Health Act
PassageTitle
Entire ChapterChapter 633 Part V (Florida Firefighters Occupational Safety and Health Act)
§633.502 FSShort Title
§633.504 FSDefinitions
§633.506 FSLegislative Intent
§633.508 FSWorkplace Safety; Rulemaking Authority; Division Authority
§633.512 FSCompliance
§633.516 FSStudies of Occupational Diseases of Firefighters or Persons in Other Fire-Related Fields
§633.518 FSStudies, Investigations, Inspections, or Inquiries by the Division; Refusal to Admit; Penalty
§633.52 FSSafety; Firefighter Employer Responsibilities
§633.522 FSFirefighter Employers; High Frequency of Work-Related Injuries; Corrective Plans; Workplace Safety Committees and Coordinators; Failure to Implement A Safety and Health Program; Cancellation
§633.526 FSFirefighter Employer Penalties
§633.528 FSDivision Cooperation with Federal Government; Exemption from Requirements for Private Firefighter Employers
§633.532 FSFirefighter Employee Rights and Responsibilities
§633.5341 FSFalse, Fictitious, or Fraudulent Acts, Statements, and Representations Prohibited; Penalty; Statute of Limitations
§633.536 FSExpenses of Administration

Chapter 634: Warranty Associations

Chapter 634 Part I: Motor Vehicle Service Agreement Companies
PassageTitle
Entire ChapterChapter 634 Part I (Motor Vehicle Service Agreement Companies)
§634.011 FSDefinitions
§634.021 FSPowers of Department, Commission, and Office; Rules
§634.023 FSPart Exclusive; Applicability of Other Laws
§634.031 FSLicense Required
§634.041 FSQualifications for License
§634.042 FSProhibited Investments and Loans
§634.044 FSAssets and Liabilities
§634.045 FSGuarantee Agreements
§634.052 FSRequired Deposit
§634.053 FSLevy Upon Deposit Limited
§634.061 FSApplication for and Issuance of License
§634.071 FSLicense Continuance
§634.081 FSSuspension or Revocation of License; Grounds
§634.095 FSProhibited Acts
§634.101 FSOrder, Notice of Suspension or Revocation of License; Effect; Publication
§634.111 FSDuration of Suspension; Obligations of Company During Suspension Period; Reinstatement
§634.121 FSForms, Required Procedures, Provisions; Delivery and Definitions
§634.1213 FSNoncompliant Forms
§634.131 FSTax on Premiums and Assessments
§634.136 FSOffice Records Required
§634.137 FSFinancial and Statistical Reporting Requirements
§634.141 FSExamination of Companies
§634.151 FSService of Process; Appointment of Commissioner as Process Agent
§634.161 FSService of Process; Method
§634.171 FSSalesperson to be Licensed and Appointed
§634.181 FSGrounds for Compulsory Refusal, Suspension, or Revocation of License or Appointment of Salespersons
§634.1815 FSRebating; When Allowed
§634.191 FSGrounds for Discretionary Refusal, Suspension, or Revocation of License or Appointment of Salespersons
§634.201 FSRefusal, Suspension, or Revocation of License or Appointment of Salespersons
§634.211 FSAdministrative Fine in Lieu of Suspension or Revocation of License or Appointment
§634.221 FSDisposition of Taxes and Fees
§634.231 FSInsurance Business Not Authorized
§634.241 FSProhibition Against Fronting
§634.242 FSInjunctive Proceedings
§634.251 FSPenalty for Violation
§634.2515 FSPenalty for Selling Agreements of A Nonlicensed Company
§634.252 FSAcquisition
§634.253 FSDelinquency Proceedings
§634.261 FSVoluntary Compliance in Lieu of Suspension or Revocation
§634.271 FSCivil Remedy
§634.2815 FSUnfair Methods of Competition and Unfair or Deceptive Acts or Practices Prohibited
§634.282 FSUnfair Methods of Competition and Unfair or Deceptive Acts or Practices Defined
§634.2825 FSMotor Vehicle Service Agreement Cost Specified in “Price Package”
§634.283 FSPower of Department and Office to Examine and Investigate
§634.284 FSProhibited Practices; Hearings; Procedure; Service of Process
§634.285 FSCease and Desist and Penalty Orders
§634.2855 FSUnauthorized Entities; Gifts and Grants
§634.286 FSAppeals from Orders of the Department or Office
§634.287 FSPenalty for Violation of Cease and Desist Order
§634.288 FSCivil Liability
Chapter 634 Part II: Home Warranty Associations
PassageTitle
Entire ChapterChapter 634 Part II (Home Warranty Associations)
§634.301 FSDefinitions
§634.302 FSPowers of Department, Commission, and Office; Rules
§634.3025 FSPart Exclusive; Applicability of Other Laws
§634.303 FSLicense Required
§634.304 FSQualifications for License
§634.305 FSRequired Deposit or Bond
§634.3051 FSLevy Upon Deposit Limited
§634.306 FSApplication for and Issuance of License
§634.307 FSLicense Expiration; Renewal
§634.3073 FSAcquisition
§634.3076 FSProhibited Investments and Loans
§634.3077 FSFinancial Requirements
§634.3078 FSAssets and Liabilities
§634.308 FSGrounds for Suspension or Revocation of License
§634.309 FSProcedure to Suspend or Revoke License
§634.31 FSOrder, Notice of Suspension or Revocation of License; Effect; Publication
§634.311 FSDuration of Suspension; Obligations of Association During Suspension Period; Reinstatement
§634.3112 FSAdministrative Fine in Lieu of Suspension or Revocation of License of Association
§634.312 FSForms; Required Provisions and Procedures
§634.3123 FSNoncompliant Forms
§634.313 FSTax on Premiums; Annual Statement; Reports
§634.3135 FSOffice Records Required
§634.314 FSExamination of Associations
§634.315 FSService of Process
§634.317 FSLicense and Appointment Required
§634.318 FSLicense and Appointment of Sales Representatives
§634.319 FSReporting and Accounting for Funds
§634.32 FSGrounds for Compulsory Refusal, Suspension, or Revocation of License or Appointment of Sales Representatives
§634.3205 FSRebating; When Allowed
§634.321 FSGrounds for Discretionary Refusal, Suspension, or Revocation of License or Appointment of Sales Representatives
§634.322 FSProcedure for Refusal, Suspension, or Revocation of License or Appointment of Sales Representatives
§634.3225 FSDuration of Suspension or Revocation of License or Appointment
§634.323 FSAdministrative Fine in Lieu of Suspension or Revocation of Sales Representative’s License or Appointment
§634.324 FSDisposition of Taxes and Fees
§634.325 FSInsurance Business Not Authorized
§634.326 FSFronting Not Permitted
§634.327 FSApplicability to Warranty on New Home
§634.328 FSPenalty for Violation
§634.3284 FSCivil Remedy
§634.329 FSDissolution or Liquidation
§634.331 FSCoverage of Property for Sale
§634.335 FSUnfair Methods of Competition and Unfair or Deceptive Acts or Practices Prohibited
§634.336 FSUnfair Methods of Competition and Unfair or Deceptive Acts or Practices Defined
§634.337 FSPower of Department and Office to Examine and Investigate
§634.338 FSProhibited Practices; Hearings; Procedure; Service of Process
§634.3385 FSUnauthorized Entities; Gifts and Grants
§634.339 FSCease and Desist and Penalty Orders
§634.34 FSAppeals from Orders of the Department or Office
§634.341 FSPenalty for Violation of Cease and Desist Order
§634.342 FSInjunctive Proceedings
§634.343 FSCivil Liability
§634.344 FSCoercion of Debtor Prohibited
§634.346 FSHome Warranty Coverage Requirements
§634.348 FSInvestigatory Records
Chapter 634 Part III: Service Warranty Associations
PassageTitle
Entire ChapterChapter 634 Part III (Service Warranty Associations)
§634.401 FSDefinitions
§634.402 FSPowers of Department, Commission, and Office; Rules
§634.4025 FSPart Exclusive; Applicability of Other Laws
§634.403 FSLicense Required; Exemptions
§634.404 FSQualifications for License
§634.405 FSRequired Deposit or Bond
§634.4051 FSLevy Upon Deposit Limited
§634.406 FSFinancial Requirements
§634.4061 FSAssets and Liabilities
§634.4062 FSProhibited Investments and Loans
§634.4065 FSGuarantee Agreements
§634.407 FSApplication for and Issuance of License
§634.408 FSLicense Continuance
§634.4085 FSAcquisition
§634.409 FSGrounds for Suspension or Revocation of License
§634.411 FSOrder; Notice of Suspension or Revocation of License; Effect; Publication
§634.412 FSDuration of Suspension; Obligations of Association During Suspension; Reinstatement
§634.413 FSAdministrative Fine in Lieu of Suspension or Revocation
§634.414 FSForms; Required Provisions
§634.4145 FSNoncompliant Forms
§634.415 FSTax on Premiums; Annual Statement; Reports
§634.416 FSExamination of Associations
§634.4165 FSOffice Records Required
§634.417 FSService of Process
§634.419 FSLicense and Appointment Required
§634.420 FSLicense and Appointment of Sales Representatives
§634.421 FSReporting and Accounting for Funds
§634.422 FSGrounds for Compulsory Refusal, Suspension, or Revocation of License or Appointment of Sales Representatives
§634.4225 FSRebating; When Allowed
§634.423 FSGrounds for Discretionary Refusal, Suspension, or Revocation of License or Appointment of Sales Representatives
§634.424 FSProcedure for Refusal, Suspension, or Revocation of License or Appointment of Sales Representatives
§634.425 FSDuration of Suspension or Revocation
§634.426 FSAdministrative Fine in Lieu of Suspension or Revocation of License or Appointment
§634.427 FSDisposition of Taxes and Fees
§634.428 FSInsurance Business Not Authorized
§634.429 FSFronting Not Permitted
§634.430 FSDissolution or Liquidation
§634.431 FSPenalty for Violation
§634.433 FSCivil Remedy
§634.435 FSUnfair Methods of Competition and Unfair or Deceptive Acts or Practices Prohibited
§634.436 FSUnfair Methods of Competition and Unfair or Deceptive Acts or Practices Defined
§634.437 FSPower of Department and Office to Examine and Investigate
§634.438 FSProhibited Practices; Hearings; Procedure; Service of Process
§634.4385 FSUnauthorized Entities; Gifts and Grants
§634.439 FSCease and Desist and Penalty Orders
§634.44 FSAppeals from Orders of the Department or Office
§634.441 FSPenalty for Violation of Cease and Desist Order
§634.442 FSInjunctive Proceedings
§634.443 FSCivil Liability
§634.444 FSInvestigatory Records

Chapter 635: Mortgage Guaranty Insurance

Chapter 635: Mortgage Guaranty Insurance
PassageTitle
Entire ChapterChapter 635 (Mortgage Guaranty Insurance)
§635.011 FSDefinitions
§635.021 FSAuthority to Transact Mortgage Guaranty Insurance
§635.031 FSAdditional Limitations
§635.041 FSContingency Reserve
§635.042 FSMinimum Surplus Requirement
§635.051 FSLicensing and Appointment of Mortgage Guaranty Insurance Agents
§635.061 FSPremium Cost
§635.071 FSFilings, Approval of Forms; Rate Filings
§635.075 FSRestoration of Property
§635.081 FSAdministration and Enforcement
§635.091 FSProvisions of Florida Insurance Code Applicable to Mortgage Guaranty Insurance

Chapter 636: Prepaid Limited Health Service Organizations and Discount Plan Organizations
Chapter 636 Part I: Prepaid Limited Health Service Organizations
PassageTitle
Entire ChapterChapter 636 Part I (Prepaid Limited Health Service Organizations)
§636.002 FSShort Title
§636.003 FSDefinitions
§636.004 FSApplicability of Other Laws
§636.005 FSIncorporation Required; Exceptions
§636.006 FSInsurance Business Not Authorized
§636.007 FSCertificate of Authority Required
§636.008 FSApplication for Certificate of Authority
§636.009 FSIssuance of Certificate of Authority; Denial
§636.012 FSContinued Eligibility for Certificate of Authority
§636.0145 FSCertain Entities Contracting with Medicaid
§636.015 FSLanguage Used in Contracts and Advertisements; Translations
§636.0155 FSDisclosures Required in Contracts and Marketing Materials
§636.016 FSPrepaid Limited Health Service Contracts
§636.017 FSRates and Charges
§636.018 FSChanges in Rates and Benefits; Material Modifications; Addition of Limited Health Services
§636.019 FSAdditional Contract Contents
§636.0201 FSGenetic Information Restrictions
§636.022 FSRestrictions Upon Expulsion or Refusal to Issue or Renew Contract
§636.023 FSCharter; Bylaw Provisions
§636.024 FSExecution of Contracts
§636.025 FSValidity of Noncomplying Contracts
§636.026 FSConstruction of Contracts
§636.027 FSDelivery of Contract
§636.028 FSNotice of Cancellation of Contract
§636.029 FSConstruction and Relationship with Other Laws
§636.032 FSAcceptable Payments
§636.033 FSCertain Words Prohibited in Name of Organization
§636.034 FSExtension of Benefits
§636.035 FSProvider Arrangements
§636.036 FSAdministrative, Provider, and Management Contracts
§636.037 FSContract Providers
§636.038 FSComplaint System; Annual Report
§636.039 FSExamination by the Office
§636.042 FSAssets, Liabilities, and Investments
§636.043 FSAnnual, Quarterly, and Miscellaneous Reports
§636.044 FSAgent Licensing
§636.045 FSMinimum Surplus Requirements
§636.046 FSInsolvency Protection
§636.047 FSOfficers’ and Employees’ Fidelity Bond
§636.048 FSSuspension or Revocation of Certificate of Authority; Suspension of Enrollment of New Subscribers; Terms of Suspension
§636.049 FSAdministrative Penalty in Lieu of Suspension or Revocation
§636.052 FSCivil Remedy
§636.053 FSInjunction
§636.054 FSPayment of Judgment by Prepaid Limited Health Service Organization
§636.055 FSLevy Upon Deposit Limited
§636.056 FSRehabilitation, Conservation, Liquidation, or Reorganization; Exclusive Methods of Remedy
§636.057 FSFees
§636.058 FSInvestigative Power of Department and Office
§636.059 FSUnfair Methods of Competition, Unfair or Deceptive Acts or Practices Defined
§636.062 FSAppeals from the Office or Department
§636.063 FSCivil Liability
§636.064 FSConfidentiality
§636.065 FSAcquisitions
§636.066 FSTaxes Imposed
§636.067 FSRules
Chapter 636 Part II: Discount Plan Organizations
PassageTitle
Entire ChapterChapter 636 Part II (Discount Plan Organizations)
§636.202 FSDefinitions
§636.204 FSLicense Required
§636.205 FSIssuance of License; Denial
§636.206 FSExaminations and Investigations
§636.207 FSApplicability of Part
§636.208 FSFees; Charges; Reimbursement
§636.21 FSProhibited Activities of A Discount Plan Organization
§636.212 FSDisclosures
§636.214 FSProvider Agreements
§636.216 FSWritten Agreement
§636.218 FSAnnual Reports
§636.22 FSMinimum Capital Requirements
§636.222 FSSuspension or Revocation of License; Suspension of Enrollment of New Members; Terms of Suspension
§636.223 FSAdministrative Penalty
§636.224 FSNotice of Change of Name or Address of Discount Plan Organization
§636.226 FSProvider Name Listing
§636.228 FSMarketing of Discount Plans
§636.23 FSBundling Discount Plans with Other Products
§636.232 FSRules
§636.234 FSService of Process on A Discount Plan Organization
§636.236 FSSurety Bond or Security Deposit
§636.238 FSPenalties for Violation of This Part
§636.24 FSInjunctions
§636.244 FSUnlicensed Discount Plan Organizations

Chapter 641: Health Care Service Programs
Chapter 641 Part I: Health Maintenance Organizations
PassageTitle
Entire ChapterChapter 641 Part I (Health Maintenance Organizations)
§641.17 FSShort Title
§641.18 FSDeclaration of Legislative Intent, Findings, and Purposes
§641.183 FSStatutory Accounting Procedures; Transition Provisions
§641.185 FSHealth Maintenance Organization Subscriber Protections
§641.19 FSDefinitions
§641.201 FSApplicability of Other Laws
§641.2011 FSInsurance Holding Companies
§641.2015 FSIncorporation Required
§641.2017 FSInsurance Business Not Authorized
§641.2018 FSLimited Coverage for Home Health Care Authorized
§641.20185 FSHigh-Deductible Contracts for Medical Savings Accounts
§641.2019 FSProvider Service Network Certificate of Authority
§641.21 FSApplication for Certificate
§641.215 FSConditions Precedent to Issuance or Maintenance of Certificate of Authority; Effect of Bankruptcy Proceedings
§641.217 FSMinority Recruitment and Retention Plans Required
§641.22 FSIssuance of Certificate of Authority
§641.221 FSContinued Eligibility for Certificate of Authority
§641.225 FSSurplus Requirements
§641.2261 FSApplication of Solvency Requirements to Provider-Sponsored Organizations and Medicaid Provider Service Networks
§641.227 FSRehabilitation Administrative Expense Fund
§641.228 FSFlorida Health Maintenance Organization Consumer Assistance Plan
§641.23 FSRevocation or Cancellation of Certificate of Authority; Suspension of Enrollment of New Subscribers; Terms of Suspension
§641.234 FSAdministrative, Provider, and Management Contracts
§641.2342 FSContract Providers
§641.25 FSAdministrative Penalty in Lieu of Suspension or Revocation
§641.255 FSAcquisition, Merger, or Consolidation
§641.26 FSAnnual and Quarterly Reports
§641.261 FSOther Reporting Requirements
§641.27 FSExamination by the Department
§641.28 FSCivil Remedy
§641.281 FSInjunction
§641.282 FSPayment of Judgment by Health Maintenance Organization
§641.284 FSLiquidation, Rehabilitation, Reorganization, and Conservation; Exclusive Methods of Remedy
§641.285 FSInsolvency Protection
§641.286 FSLevy Upon Deposit Limited
§641.29 FSFees
§641.30 FSConstruction and Relationship to Other Laws
§641.3005 FSApplication of Ch. 85-177
§641.3007 FSHiv Infection and Aids for Contract Purposes
§641.305 FSLanguage Used in Contracts and Advertisements; Translations
§641.309 FSStandards for Marketing to Persons Eligible for Medicare
§641.31 FSHealth Maintenance Contracts
§641.3101 FSAdditional Contract Contents
§641.31015 FSHealth Maintenance Organization or Exclusive Provider Organization; Disclosure of Terms and Conditions of Plan
§641.3102 FSRestrictions Upon Expulsion or Refusal to Issue or Renew Contract
§641.3103 FSCharter, Bylaw Provisions
§641.3104 FSExecution of Contracts
§641.3105 FSValidity of Noncomplying Contracts
§641.3106 FSConstruction of Contracts
§641.3107 FSDelivery of Contract; Definitions
§641.31071 FSPreexisting Conditions
§641.31072 FSSpecial Enrollment Periods
§641.31073 FSProhibiting Discrimination Against Individual Participants and Beneficiaries Based on Health Status
§641.31074 FSGuaranteed Renewability of Coverage
§641.31075 FSAdvanced Practice Registered Nurse Services
§641.31076 FSShared Savings Incentive Program
§641.31077 FSCoverage for Organ Transplants
§641.3108 FSNotice of Cancellation of Contract
§641.31085 FSDisclosures to Subscribers; Coverage of Behavioral Health Care Services
§641.31094 FSNondiscrimination of Coverage for Certain Surgical Procedures Involving Bones or Joints
§641.31095 FSCoverage for Mammograms
§641.31096 FSRequirements with Respect to Breast Cancer and Routine Followup Care
§641.31097 FSDecreasing Inappropriate Utilization of Emergency Care
§641.31098 FSCoverage for Individuals with Developmental Disabilities
§641.31099 FSRestrictions on Use of State and Federal Funds for State Exchanges
§641.3111 FSExtension of Benefits
§641.312 FSScope
§641.313 FSHealth Maintenance Contracts; Cancer Treatment Parity; Orally Administered Cancer Treatment Medications
§641.314 FSPharmacy Benefit Manager Contracts
§641.315 FSProvider Contracts
§641.3154 FSOrganization Liability; Provider Billing Prohibited
§641.3155 FSPrompt Payment of Claims
§641.3156 FSTreatment Authorization; Payment of Claims
§641.316 FSFiscal Intermediary Services
§641.32 FSAcceptable Payments
§641.33 FSCertain Words Prohibited in Name of Organization
§641.35 FSAssets, Liabilities, and Investments
§641.36 FSAdoption of Rules; Penalty for Violation
§641.365 FSDividends
§641.37 FSProhibited Activities; Penalties
§641.38 FSOperational Health Maintenance Organizations; Issuance of Certificate
§641.385 FSOrder to Discontinue Certain Advertising
§641.386 FSAgent Licensing and Appointment Required; Exceptions
§641.39001 FSSoliciting or Accepting New or Renewal Health Maintenance Contracts by Insolvent or Impaired Health Maintenance Organization Prohibited; Penalty
§641.3901 FSUnfair Methods of Competition and Unfair or Deceptive Acts or Practices Prohibited
§641.3903 FSUnfair Methods of Competition and Unfair or Deceptive Acts or Practices Defined
§641.3905 FSGeneral Powers and Duties of the Department and Office
§641.3907 FSDefined Unfair Practices; Hearings, Witnesses, Appearances, Production of Books, and Service of Process
§641.3909 FSCease and Desist and Penalty Orders
§641.3911 FSAppeals from the Department or Office
§641.3913 FSPenalty for Violation of Cease and Desist Orders
§641.3915 FSHealth Maintenance Organization Anti-Fraud Plans and Investigative Units
§641.3917 FSCivil Liability
§641.3921 FSConversion on Termination of Eligibility
§641.3922 FSConversion Contracts; Conditions
§641.3923 FSDiscrimination Against Providers Prohibited
Chapter 641 Part II: Prepaid Health Clinics
PassageTitle
Entire ChapterChapter 641 Part II (Prepaid Health Clinics)
§641.40 FSShort Title
§641.401 FSDeclaration of Legislative Intent, Findings, and Purposes
§641.4015 FSPart Exclusive; Applicability of Other Laws
§641.402 FSDefinitions
§641.403 FSRulemaking Authority
§641.405 FSApplication for Certificate of Authority to Operate Prepaid Health Clinic
§641.406 FSIssuance of Certificate of Authority
§641.4065 FSInsurance Business Not Authorized
§641.407 FSMinimum Surplus
§641.408 FSUse of Certain Words Prohibited in the Name of A Prepaid Health Clinic
§641.409 FSInsolvency Protection
§641.4091 FSLevy Upon Deposit; Limitation
§641.41 FSAnnual Report of Prepaid Health Clinic; Administrative Penalty
§641.411 FSOther Reporting Requirements
§641.412 FSFees
§641.414 FSInvestment of Funds of Prepaid Health Clinic
§641.416 FSAcquisition
§641.418 FSExamination of Prepaid Health Clinic by the Office
§641.419 FSRehabilitation, Liquidation, Conservation, or Dissolution of Prepaid Health Clinic
§641.42 FSPrepaid Health Clinic Contracts
§641.421 FSLanguage Used in Contracts and Advertisements; Translations
§641.422 FSContract Provisions Incorporating Charter or Bylaw Provisions
§641.423 FSExecution of Contracts
§641.424 FSValidity of Noncomplying Contracts
§641.425 FSConstruction of Contracts
§641.426 FSDelivery of Contract to Subscriber
§641.427 FSNotice of Cancellation, Termination, or Nonrenewal of Contract
§641.428 FSNondiscrimination of Coverage for Certain Surgical Procedures Involving Bones or Joints
§641.429 FSAcceptable Payments to Prepaid Health Clinic
§641.43 FSProvider Contracts
§641.432 FSProviders of Service; Penalty for Unauthorized Use of Providers; Interference with Judgment Prohibited
§641.437 FSInvestigatory Power of Office
§641.438 FSGenetic Information Restrictions
§641.44 FSUnfair Methods of Competition and Unfair or Deceptive Acts or Practices Prohibited
§641.441 FSUnfair Methods of Competition and Unfair or Deceptive Acts or Practices Defined
§641.442 FSPenalty for Operation of Prepaid Health Clinic, or Issuance, Delivery, or Renewal of Prepaid Health Clinic Contract, Without Certificate of Authority
§641.443 FSTemporary Restraining Orders
§641.444 FSInjunction
§641.445 FSDefined Practices; Hearings, Witnesses, Appearances, Production of Books, and Service of Process
§641.446 FSCease and Desist and Penalty Orders
§641.447 FSAppeal from Order
§641.448 FSPenalty for Violation of Cease and Desist Order
§641.45 FSRevocation or Cancellation of Certificate of Authority; Suspension of Authority to Enroll New Subscribers; Terms of Suspension
§641.452 FSAdministrative Penalty in Lieu of Suspension or Revocation of Certificate of Authority
§641.453 FSCivil Liability
§641.454 FSCivil Action to Enforce Prepaid Health Clinic Contract; Attorney’s Fees; Court Costs
§641.455 FSDisposition of Moneys Collected Under This Part
§641.457 FSExemption for Certain Operational Prepaid Health Clinics
§641.459 FSConstruction and Relationship to Other Laws
Chapter 641 Part III: Health Care Services
PassageTitle
Entire ChapterChapter 641 Part III (Health Care Services)
§641.47 FSDefinitions
§641.48 FSPurpose and Application of Part
§641.49 FSCertification of Health Maintenance Organization and Prepaid Health Clinic as Health Care Providers; Application Procedure
§641.495 FSRequirements for Issuance and Maintenance of Certificate
§641.51 FSQuality Assurance Program; Second Medical Opinion Requirement
§641.511 FSSubscriber Grievance Reporting and Resolution Requirements
§641.512 FSAccreditation and External Quality Assurance Assessment
§641.513 FSRequirements for Providing Emergency Services and Care
§641.514 FSCoverage for Air Ambulance Services
§641.515 FSInvestigation by the Agency
§641.52 FSRevocation of Certificate; Suspension of New Enrollment; Suspension of the Health Care Provider Certificate; Administrative Fine; Notice of Action to the Office; Penalty for Use of Unlicensed Providers
§641.54 FSInformation Disclosure
§641.545 FSSubscriber Risk Assessments; Requirements
§641.55 FSInternal Risk Management Program
§641.56 FSRulemaking Authority
§641.57 FSDisposition of Moneys Collected Under This Part
§641.58 FSRegulatory Assessment; Levy and Amount; Use of Funds; Tax Returns; Penalty for Failure to Pay
§641.59 FSPsychotherapeutic Services; Records and Reports
§641.61 FSSubscriber Satisfaction Assessment
§641.62 FSChronic Diseases Among Subscriber Populations

Chapter 642: Legal Expense Insurance
Chapter 642: Legal Expense Insurance
PassageTitle
Entire ChapterChapter 642 (Legal Expense Insurance)
§642.011 FSShort Title
§642.013 FSPurpose
§642.015 FSDefinitions
§642.016 FSChapter Exclusive; Applicability of Other Laws
§642.017 FSExemptions
§642.019 FSOrganization of Legal Expense Insurance Corporations
§642.021 FSCertificate of Authority
§642.022 FSInsurance Business Not Authorized
§642.023 FSRequired Deposit or Bond
§642.024 FSLevy Upon Deposit
§642.025 FSPolicy and Certificate Forms
§642.0261 FSNet Worth Required of Applicants
§642.0262 FSNet Worth Required to Maintain Certificate of Authority
§642.027 FSPremium Rates
§642.029 FSContracts by Insurers
§642.0301 FSFiling, License, Statement, and Miscellaneous Fees
§642.032 FSProvisions of General Insurance Law Applicable to Legal Expense Insurance Corporations
§642.0331 FSGrounds for Suspension or Revocation of Certificate
§642.0334 FSOrder; Notice of Suspension or Revocation of Certificate; Effect; Publication
§642.0336 FSDuration of Suspension; Obligations During Suspension; Reinstatement
§642.0338 FSAdministrative Fine in Lieu of Suspension or Revocation
§642.034 FSLicense and Appointment Required
§642.036 FSSales Representatives to be Licensed and Appointed
§642.038 FSReporting and Accounting for Funds
§642.041 FSGrounds for Compulsory Refusal, Suspension, or Revocation of License or Appointment of Contracting Sales Representatives
§642.043 FSGrounds for Discretionary Refusal, Suspension, or Revocation of License or Appointment of Sales Representatives
§642.045 FSProcedure for Refusal, Suspension, or Revocation of License and Appointment of Sales Representative; Departmental Action Upon Violation by Licensed Insurance Agent
§642.047 FSAdministrative Fine in Lieu of Suspension or Revocation of License or Appointment
§642.0475 FSCivil Remedy
§642.048 FSProhibited Sales
§642.049 FSConstruction

Chapter 647: Travel Insurance
Chapter 647: Travel Insurance
PassageTitle
Entire ChapterChapter 647 (Travel Insurance)
§647.01 FSPurpose and Scope
§647.02 FSDefinitions
§647.03 FSPremium Tax
§647.04 FSTravel Protection Plans
§647.05 FSSales Practices
§647.06 FSTravel Administrators
§647.07 FSTravel Insurance Policy
§647.08 FSRulemaking Authority

Chapter 648: Bail Bond Agents
Chapter 648: Bail Bond Agents
PassageTitle
Entire ChapterChapter 648 (Bail Bond Agents)
§648.24 FSDeclaration of Public Policy
§648.25 FSDefinitions
§648.26 FSDepartment of Financial Services; Administration
§648.27 FSLicenses and Appointments; General
§648.279 FSScope of License
§648.285 FSBond Agency; Ownership Requirements; Applications for Bail Bond Agency Licenses
§648.29 FSBuild-Up Funds Posted by Bail Bond Agent
§648.295 FSReporting and Accounting of Funds
§648.30 FSLicensure and Appointment Required; Prohibited Acts; Penalties
§648.31 FSAppointment Taxes and Fees
§648.315 FSNumber of Applications for Licensure Required
§648.33 FSBail Bond Rates
§648.34 FSBail Bond Agents; Qualifications
§648.35 FSProfessional Bail Bond Agent; Qualifications
§648.355 FSLimited Surety Agents and Professional Bail Bond Agents; Qualifications
§648.36 FSBail Bond Agent’s Records
§648.365 FSStatistical Reporting Requirements; Penalty for Failure to Comply
§648.38 FSLicensure Examination for Bail Bond Agents; Time; Place; Fees; Scope
§648.381 FSReexamination
§648.382 FSAppointment of Bail Bond Agents and Bail Bond Agencies; Effective Date of Appointment
§648.383 FSRenewal, Continuation, Reinstatement, and Termination of Appointment; Bail Bond Agents
§648.384 FSEffect of Expiration of Appointment; Bail Bond Agents
§648.385 FSContinuing Education Required; Requirements
§648.386 FSQualifications for Prelicensing and Continuing Education Schools and Instructors
§648.387 FSBail Bond Agent in Charge; Duties
§648.3875 FSBail Bond Agent in Charge; Qualifications
§648.388 FSInsurer Must Appoint Managing General Agent
§648.39 FSTermination of Appointment of Managing General Agents, Bail Bond Agents, and Bail Bond Agencies
§648.40 FSApplication for Appointment of Professional Bail Bond Agents; Termination
§648.42 FSRegistration of Bail Bond Agents
§648.421 FSNotice of Change of Address or Telephone Number
§648.43 FSPower of Attorney; Approval by Office; Filing of Copies; Notification of Transfer Bond
§648.44 FSProhibitions; Penalty
§648.441 FSFurnishing Supplies to Unlicensed Bail Bond Agent Prohibited; Civil Liability and Penalty
§648.442 FSCollateral Security
§648.4425 FSNotice
§648.45 FSActions Against A Licensee; Suspension or Revocation of Eligibility to Hold A License
§648.46 FSProcedure for Disciplinary Action Against Licensees
§648.48 FSWitnesses and Evidence
§648.49 FSDuration of Suspension or Revocation
§648.50 FSEffect of Suspension, Revocation Upon Associated Licenses and Licensees
§648.51 FSSurrender of License
§648.52 FSAdministrative Fine
§648.525 FSCivil Assessment
§648.53 FSProbation
§648.55 FSAll Bail Bond Agents of Same Agency; Licensed by Same Companies
§648.57 FSPenalty
§648.571 FSFailure to Return Collateral; Penalty
§648.58 FSInjunctive Proceedings

Chapter 650: Social Security for Public Employees
Chapter 650: Social Security for Public Employees
PassageTitle
Entire ChapterChapter 650 (Social Security for Public Employees)
§650.01 FSDeclaration of Policy
§650.02 FSDefinitions
§650.03 FSFederal-State Agreement; Interstate Instrumentalities
§650.04 FSContributions by State Employees
§650.05 FSPlans for Coverage of Employees of Political Subdivisions
§650.07 FSRules and Regulations
§650.09 FSLiberal Construction
§650.10 FSReferenda and Certification

Chapter 651: Continuing Care Contracts
Chapter 651: Continuing Care Contracts
PassageTitle
Entire ChapterChapter 651 (Continuing Care Contracts)
§651.011 FSDefinitions
§651.012 FSExempted Facility; Written Disclosure of Exemption
§651.013 FSChapter Exclusive; Applicability of Other Laws
§651.014 FSInsurance Business Not Authorized
§651.015 FSAdministration; Forms; Fees; Rules; Fines
§651.018 FSAdministrative Supervision
§651.019 FSNew Financing, Additional Financing, or Refinancing
§651.021 FSCertificate of Authority Required
§651.0215 FSConsolidated Application for A Provisional Certificate of Authority and A Certificate of Authority; Required Restrictions on Use of Entrance Fees
§651.022 FSProvisional Certificate of Authority; Application
§651.023 FSCertificate of Authority; Application
§651.0235 FSValidity of Provisional Certificates of Authority and Certificates of Authority
§651.024 FSAcquisition
§651.0245 FSApplication for the Simultaneous Acquisition of A Facility and Issuance of A Certificate of Authority
§651.0246 FSExpansions
§651.026 FSAnnual Reports
§651.0261 FSQuarterly and Monthly Statements
§651.028 FSAccredited Facilities
§651.033 FSEscrow Accounts
§651.034 FSFinancial and Operating Requirements for Providers
§651.035 FSMinimum Liquid Reserve Requirements
§651.043 FSApproval of Change in Management
§651.051 FSMaintenance of Assets and Records in State
§651.055 FSContinuing Care Contracts; Right to Rescind
§651.057 FSContinuing Care At-Home Contracts
§651.061 FSDismissal or Discharge of Resident; Refund
§651.065 FSWaiver of Statutory Protection
§651.071 FSContracts as Preferred Claims on Liquidation or Receivership
§651.081 FSResidents’ Council
§651.083 FSResidents’ Rights
§651.085 FSQuarterly Meetings Between Residents and the Governing Body of the Provider; Resident Representation Before the Governing Body of the Provider
§651.091 FSAvailability, Distribution, and Posting of Reports and Records; Requirement of Full Disclosure
§651.095 FSAdvertisements; Requirements; Penalties
§651.105 FSExamination
§651.106 FSGrounds for Discretionary Refusal, Suspension, or Revocation of Certificate of Authority
§651.1065 FSSoliciting or Accepting New Continuing Care Contracts by Impaired or Insolvent Facilities or Providers
§651.107 FSDuration of Suspension; Obligations During Suspension Period; Reinstatement
§651.108 FSAdministrative Fines
§651.1081 FSRemedies Available in Cases of Unlawful Sale
§651.111 FSRequests for Inspections
§651.114 FSDelinquency Proceedings; Remedial Rights
§651.1141 FSImmediate Final Orders
§651.1151 FSAdministrative, Vendor, and Management Contracts
§651.116 FSDelinquency Proceedings; Additional Provisions
§651.117 FSOrder of Liquidation; Duties of the Department of Children and Families and the Agency for Health Care Administration
§651.118 FSAgency for Health Care Administration; Certificates of Need; Sheltered Beds; Community Beds
§651.119 FSAssistance to Persons Affected by Closure Due to Liquidation or Pending Liquidation
§651.121 FSContinuing Care Advisory Council
§651.123 FSAlternative Dispute Resolution
§651.125 FSCriminal Penalties; Injunctive Relief
§651.13 FSCivil Action
§651.131 FSActions Under Prior Law
§651.132 FSAmendment or Renewal of Existing Contracts
§651.134 FSInvestigatory Records

Chapter 817: Fraudulent Practices
Chapter 817 Part 1: False Pretenses and Frauds, Generally
PassageTitle
Entire ChapterChapter 817 Part I (False Pretenses and Frauds, Generally)
§817.011 FSDefinition
§817.02 FSObtaining Property by False Personation
§817.021 FSFalse Information to Obtain a Seaport Security Identification Card
§817.025 FSHome or Private Business Invasion by False Personation; Penalties
§817.03 FSMaking False Statement to Obtain Property or Credit or to Detain Real Property
§817.031 FSMaking False Statements; Venue of Prosecution
§817.0311 FSFraudulent Sale or Lease of Real Property
§817.032 FSInformation Available to Identity Theft Victims
§817.034 FSFlorida Communications Fraud Act
§817.0345 FSProhibition of Fraudulent Marketing Practices
§817.037 FSFraudulent Refunds
§817.05 FSFalse Statements to Merchants as to Financial Condition
§817.06 FSMisleading Advertisements Prohibited; Penalty
§817.061 FSMisleading Solicitation of Payments Prohibited
§817.08 FSReceiving Money or Property upon False Promises of Services as Seaman or Sponge Fisher
§817.091 FSFraudulent Use of Gift Cards
§817.11 FSObtaining Property by Fraudulent Promise to Furnish Inside Information
§817.14 FSProcuring Assignments of Produce upon False Representations
§817.15 FSFalse Entries in Books of Business Entity
§817.155 FSMatters Within Jurisdiction of Department of State; False, Fictitious, or Fraudulent Acts, Statements, and Representations Prohibited; Penalty; Statute of Limitations
§817.16 FSFalse Reports, Etc., by Officers of Banks, Trust Companies, Etc., with Intent to Defraud
§817.17 FSWrongful Use of City, County, or Other Political Subdivision Name
§817.18 FSWrongful Marking with a City, County, or Other Political Subdivision Name
§817.19 FSFraudulent Issue of Stock Certificate or Indicia of Membership Interest
§817.20 FSIssuing Stock or Obligation of Corporation Beyond Authorized Amount
§817.21 FSBooks to Be Evidence in Such Cases
§817.22 FSMaking False Invoice to Defraud Insurer
§817.23 FSMaking False Affidavit to Defraud Insurer
§817.233 FSBurning to Defraud the Insurer
§817.234 FSFalse and Fraudulent Insurance Claims
§817.2341 FSFalse or Misleading Statements or Supporting Documents; Penalty
§817.235 FSPersonal Property; Removing or Altering Identification Marks
§817.236 FSFalse and Fraudulent Motor Vehicle Insurance Application
§817.2361 FSFalse or Fraudulent Proof of Motor Vehicle Insurance
§817.24 FSUnlawful to Add or Alter or Deface Existing Brand
§817.25 FSFraudulently Marking or Branding
§817.26 FSFraudulently Changing Marks on Animal
§817.265 FSFalse or Fraudulent Proof of Need for an Emotional Support Animal
§817.28 FSFraudulent Obtaining of Property by Gaming
§817.29 FSCheating
§817.30 FSPunishment for Unlawful Use of Badge of Certain Orders and Organizations
§817.31 FSUnlawful Use of Insignia of American Legion; Penalty
§817.311 FSUnlawful Use of Badges, Etc
§817.312 FSUnlawful Use of Uniforms, Medals, or Insignia
§817.32 FSFraudulent Operation of Coin-Operated Devices
§817.33 FSManufacture, Etc., of Slugs to Be Used in Coin-Operated Devices Prohibited
§817.34 FSFalse Entries and Statements by Investment Companies Offering Stock or Security for Sale
§817.35 FSSale of Cemetery Lots or Mausoleum Space; Promises
§817.355 FSFraudulent Creation or Possession of Admission Ticket
§817.357 FSPurchase of Tickets
§817.36 FSResale of Tickets
§817.361 FSSale or Transfer of Multiuse Tickets
§817.37 FSTouting; Defining; Providing Punishment; Ejection from Racetracks
§817.38 FSSimulated Process
§817.39 FSSimulated Forms of Court or Legal Process, or Official Seal or Stationery; Publication, Sale or Circulation Unlawful; Penalty
§817.40 FSFalse, Misleading and Deceptive Advertising and Sales; Definitions
§817.41 FSMisleading Advertising Prohibited
§817.411 FSFalse Information; Advertising
§817.4115 FSFalse, Deceptive, or Misleading Advertisement of Live Musical Performances
§817.412 FSSale of Used Goods as New; Penalty
§817.413 FSSale of Used Motor Vehicle Goods as New; Penalty
§817.414 FSSale of Counterfeit Security Signs and Decals
§817.415 FSFlorida Free Gift Advertising Law
§817.416 FSFranchises and Distributorships; Misrepresentations
§817.417 FSGovernment Impostor and Deceptive Advertisements Act
§817.418 FSOffering for Sale or Advertising Personal Protective Equipment with Intent to Defraud
§817.43 FSExemption
§817.44 FSIntentional False Advertising Prohibited
§817.45 FSPenalty
§817.47 FSInsurance Advertising Exempt
§817.481 FSCredit or Purchases; Obtaining Illicitly
§817.482 FSPossessing or Transferring Device for Theft of Telecommunications Service; Concealment of Destination of Telecommunications Service
§817.4821 FSCellular Telephone Counterfeiting Offenses
§817.483 FSTransmission or Publication of Information Regarding Schemes, Devices, Means, or Methods for Theft of Communication Services
§817.484 FSObtaining Telephone Calling Records by Fraudulent Means Prohibited
§817.487 FSTelephone Caller Identification Systems
§817.49 FSFalse Reports of Commission of Crimes; Penalty
§817.50 FSFraudulently Obtaining Goods or Services from a Health Care Provider; False Reports of a Communicable Disease
§817.504 FSOffering or Advertising a Vaccine with Intent to Defraud
§817.505 FSPatient Brokering Prohibited; Exceptions; Penalties
§817.51 FSObtaining Groceries, Retail Poultry, Dairy, Bakery, and Other Retail Products; Intent to Defraud
§817.52 FSObtaining Vehicles with Intent to Defraud, Failing to Return Hired Vehicle, or Tampering with Mileage Device of Hired Vehicle
§817.53 FSFalse Charges for Radio and Television Repairs and Parts; Penalty
§817.535 FSUnlawful Filing of False Documents or Records Against Real or Personal Property
§817.54 FSObtaining of Mortgage, Mortgage Note, Promissory Note, Etc., by False Representation
§817.545 FSMortgage Fraud
§817.55 FSTourist Attraction Advertisement; Misleading Use of the Word “Free.
§817.554 FSFraudulently Offering for Sale Tour or Travel-Related Services
§817.558 FSWater-Treatment Devices
§817.561 FSViolations May Be Enjoined
§817.5615 FSMarks Required on Optical Discs; Prohibited Acts; Penalties
§817.562 FSFraud Involving a Security Interest
§817.5621 FSUnlawful Subleasing of a Motor Vehicle
§817.563 FSControlled Substance Named or Described in S. 893.03; Sale of Substance in Lieu Thereof
§817.564 FSImitation Controlled Substances Defined; Possession and Distribution Prohibited
§817.565 FSUrine Testing, Fraudulent Practices; Penalties
§817.5655 FSUnlawful Use of Dna; Penalties; Exceptions
§817.566 FSMisrepresentation of Association With, or Academic Standing At, Postsecondary Educational Institution
§817.568 FSCriminal Use of Personal Identification Information
§817.5685 FSUnlawful Possession of the Personal Identification Information of Another Person
§817.569 FSCriminal Use of a Public Record or Public Records Information; Providing False Information; Penalties
§817.5695 FSExploitation of a Person 65 Years of Age or Older
Chapter 817 Part 2: Credit Card Crimes
PassageTitle
Entire ChapterChapter 817 Part II(Credit Card Crimes)
§817.57 FSShort Title
§817.58 FSDefinitions
§817.59 FSFalse Statement as to Financial Condition or Identity
§817.60 FSTheft; Obtaining Credit Card Through Fraudulent Means
§817.61 FSFraudulent Use of Credit Cards
§817.611 FSTraffic in or Possess Counterfeit Credit Cards
§817.612 FSExpired or Revoked Credit Cards
§817.62 FSFraud by Person Authorized to Provide Goods or Services
§817.625 FSUse of Scanning Device, Skimming Device, or Reencoder to Defraud; Possession of Skimming Device; Penalties
§817.631 FSPossession and Transfer of Credit-Card-Making Equipment
§817.64 FSReceipt of Money, Etc., Obtained by Fraudulent Use of Credit Cards
§817.645 FSAlteration of Credit Card Invoice; Penalties
§817.646 FSCredit Card Lists Prohibited; Penalty
§817.65 FSDefenses Not Available
§817.66 FSPresumptions
§817.67 FSPenalties
§817.68 FSPart Ii Not Exclusive
§817.685 FSCredit Card Transaction Records
Chapter 817 Part 3: Credit Service Organizations
PassageTitle
Entire ChapterChapter 817 Part III (Credit Service Organizations)
§817.7001 FSDefinitions
§817.7005 FSProhibited Acts
§817.701 FSSurety Bonds; Exemption
§817.702 FSStatement to Buyer
§817.703 FSInformation Statement
§817.704 FSProvisions of Contract
§817.705 FSWaivers; Burden of Proof; Penalties
§817.706 FSActions for Damages
Chapter 817 Part 4: Credit Counseling Services
PassageTitle
Entire ChapterChapter 817 Part IV (Credit Counseling Services)
§817.801 FSDefinitions
§817.802 FSUnlawful Fees and Costs
§817.803 FSExceptions
§817.804 FSRequirements; Disclosure and Financial Reporting
§817.805 FSDisbursement of Funds
§817.806 FSViolations

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