a taxcredit allowed for 20 percent of the expenses incurred for household services (or for care of a child/dependent) where a taxpayer maintains a household that includes dependents who are either: (a) under 15 years of age; or (b) mentally/physically incapacitated).
Congratulations! You're now Froogled Up™ on what "Child & Dependent Care Credit" means!
Feel free to use it throughout your financial/insurance life.