On January 1, 2020, Jane Doe started a business. In order to fund it, she secured $1M in investments (debt; equity). On July 1, 2025, Ms. Doe’s business finally achieved $1M in profits. Therefore, her company’s break-even year was 5 (while its break-even month was 66). This financial metric is/was valuable to her investors.
Keep in mind that in this space I’m competing with CMS. And CMS has published papers; and said outright that they’re going to price their layers at claims cost. Then their deductibles might be in the range of 140/200 thousand (whatever the number is). And at that level – programs are going to be fairly large – CMS is pricing at a break-even (with no loads/expenses). So, I can’t really compete there.
All-in-One
Table of Contents
Disclaimer
Defining "Froogle"
"Cost"
"Investment"
"Profitability Metric"
The View from the Tail: What Accident-&-Health Reinsurers See in High-Cost Claims and Emerging Therapies
Actuarial
Analysis
Calculators
Blogs
News Articles
Government News
Podcasts
Legal
FL Constitution
US Constitution
FL Laws
US Laws
FL Regulations
Rules
Tables
Declaration of Independence
Emancipation Proclamation
10 Commandments